We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Disclosing credit checks

2»

Comments

  • Ergates
    Ergates Posts: 3,713
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    edited 6 January at 12:19PM
    sheramber said:
    sheramber said:
    Are you eligible for a basic account?
    .
    At First Direct? Don't think they offer such a product per se, unless there's a subset of the First Account?
    Since the OP has applied twice for a basic bank account I think it is evident that they do. 
    FD do not do a basic bank account (HSBC do). They are also choosy about who they let in.
    OP can confirm but they may mean "basic" as in not having an overdraft facility. 
    Or simply using "basic" to mean "ordinary".  i.e. not a packaged account (with travel insurance included etc), not a savings account, not an ISA, etc.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 606K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.