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Starting Car Insurance a few days early?

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  • TELLIT01
    TELLIT01 Posts: 18,806
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    Forumite
    TELLIT01 said:
    Take out the new policy with a start date of the day you will be leaving the UK.  Your existing policy doesn't cover European use so there is only going to be any overlap up to the time you leave British soil.
    So you proposing they do that with 0 NCD @TELLIT01? Their proof of NCD will show it's not available on the day of inception. 
    Just answer the question honestly and say you have X years NCD, which you do at that point. You'll have a couple of weeks to provide the NCD evidence, and by that time you'll have it from the original insurer...
    But with the wrong date on it, we've had other members stung with the big charge when the insurer removes the declared NCD because the NCD was in use on another policy at the inception date. 

    That hadn't occurred to me.  In that case inform the current insurer you won't be renewing with them and request confirmation of the NCD.  Once received terminate that insurance and take out the new.
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