Laura's turn on top! 2008 DF diary xxx

Penny2myName

YAY for phone being paid on time.
Laura are you using the i-measure site, try and see where you can make energy savings to through it at the debts instead. That's my plan anyhow.

lauradora

Cheers pen,

right i'm off to argentina-see you folks in november xxx

lauradora

Hello again everyone.

Right after a rest I am ready to start tackling again.

I've been to the bank today and shuffled things around a bit in order to try and cut down the charges i have been getting on the forma account. Now I have switched my current acc to A + L I had some room in the hsbc overdraft to shift the debt. I'll still get charged but not the silly amounts I was before. So new totals are;

A + L Overdraft £1500
HSBC Overdraft £896.45
Loan £9444.15

Bringing my total to a grand £11840.60.
So- so far i've paid off £2536.91 this year.

in other news...some kids tried breaking into the shed again :mad: , i'm still job hunting :mad: , i'm a brunette again and the bills have got paid on time again!:T

hello again everyone xxxx

hypno06

Hello and welcome back!!

grr to the kids breaking into the shed, and the need to still be job hunting, but take comfort in the fact that the bills have been paid on time again! Always a good feeling when you are a DFWer!

Penny2myName

Welcome back Laura. Like yourself not long back from my hols, and have done a reshuffle, but mine was just what account what bills where coming out of.

lauradora

Just a quick update on totals

A + L Overdraft £1500
HSBC Overdraft £880.41
Loan £9234.28

Total £11614.75

Paid off this year £2762.76.:cool:

Dont really know how i've done it. I have also applied for 4 jobs and got one interview.

And i've finally started painting my bathroom :j I seriously need to pull my finger out!

Hows everyone else getting on? I've not been around for ages!

Penny2myName

Good to see you around again, I am deciding what challenges to do for 2009. After doing challenges that can all tie in together.

lauradora

Me too are there many up yet?

I'm suposed to be painting my bathroom but avoiding it...not in the mood!

Amazon payment went in today so hsbc now at £872.70

so new total £11606.98 meaning £2770.53 paid off this year

lauradora

oooh i forgot to say i'm doing my own little sealed pot challenge to save up for a new telly in the sales! Got at least 40 quid in there already from birthday money!

Penny2myName

Very good, got £20 birthday money so far myself, doubting I will get any more, which I am debating using to get a corner unit for TV (have freecycled my huge furniture pieces this week) or use at Pizza hut tonight after son's carol service at St. Georges. Bless him he only agreed to do it as a birthday gift to me.

Challenges i am going for so far are:
Seal pot
No new stuff for a year (clothing)
Live on £4k (again)
100 day Challenge (no take outs) dont know if there is going to be an official one of this one again or not.