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Joyous January's No-Spend Days Challenge!

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Comments

  • Mamma2004
    Mamma2004 Posts: 130 Forumite
    100 Posts Name Dropper Photogenic
    9/10 for me now! 😁

    As a newbie to this, I have to admit to having an anxiety wobble about spending money this week.  I needed to buy wallpaper and it was a fairly big expenditure.  But, I had a talk with myself and got the wallpaper that I've been saving up for (check out - https://lusthome.com/products/stupid-cupid-wallpaper-in-mint-green-carnation-pinks-and-apricot ) - I got half up so far and it looks fantastic - so all in all I'm very happy.
  • KajiKita
    KajiKita Posts: 10,061 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    One today 😊

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 30 books of target 52 in 2026 as @ 4th May. 
    Produce tracker: £93 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 16,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Mamma2004 lovely wallpaper! I've got floral wallpaper. :) 
  • cathybird
    cathybird Posts: 16,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 January at 4:58PM
    January 2026 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    January targets


    32b3in2013 1/18  image 

    AuntieL 10/15  image  image  image  

    beanielou 17/19  image  image  image   image 

    cathybird 13/15  image  image  image  

    Changeyourlife25 2/10  image 

    crazybeautiful 14/25  image  image 

    cuddlymarm 9/15  image  image 

    Dizzycap 15/20  image  image  image   image 

    doingitanyway 5/12  image  image 

    Doris17 15/20  image  image  image   image 

    Honeysucklelou2 3/10   image 

    ilovetea 13/20  image  image  image  

    InDebtEnby 9/13  image  image 

    KajiKita 14/20  image  image  image  

    laurenh1 10/18  image  image  image  

    leftatthetrafficlights 15 

    LittleMissDetermined 11/20  image  image  image  

    loopylupin 10/10  image  image  image   image 

    Mamma2004 9/10  image  image 

    MissMoneyMishap 10/12  image  image  image  

    NeverendingDMP 1/10  image 

    Pinkpieuni 6/10  image  image 

    Prodigal50 9/10  image  image 

    RhiBi 7/10  image  image 

    RollinginClover 15 

    ShelivesintheShire 13/20   image  image  image  

    snugglenush 2/10   image 

    SovereigntyQueen 31  

    Teamjarjar 5  

    Tenar15 6/12   image  image 

    Thriftymissus 16/20  image  image  image   image 

    ThriftyPrincess40 15/20  image  image  image   image 

    VickyA 2 9/15   image  image 

    Wanna Bee Free 10/10   image  image  image   image 

    yellowstickerfan 7/15   image  image 


    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Dizzycap
    Dizzycap Posts: 1,891 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 18 January at 12:32AM
    beanielou said:
    Thriftymissus said:
    @beanielou I hope you’re ok, a taxi home from A&E must have been a worrying time. 💐

    another NSD today, taking me to 15.

    lovely to see people hitting their targets , well done. ❤️
    Thank you. I had a fall & cut my head open. Went in by ambulance but had to get myself home. 
    @ beanielou - I hope you're feeling ok and heal well  <3
    An early call for a 15/20 NSD Sunday - It's a full rest day today as I pottered around in the garden; which I shouldn't have done and then went to see a neighbour to have Christmas cake & coffee take some medication for her dog after I'd taken her for a walk - The dog that is, not the neighbour  :D  <3
    ~ NSD 2026 Challenge May 7/10 (5)
    # No.12 Save £2 a Day 2026 £304.15 / £730 (5)
    # No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)
    # No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)
    # £10-a-Day Challenge 2026 - £62.45 / £1825 (5)
    # No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)
    # No.27 - Top Up EP 2 £350 / £2880 (5).
    # Make £2026 in 2026 - Completed
  • Thriftymissus
    Thriftymissus Posts: 363 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    Hope you’re recovering well @beanielou and have chance to rest ❤️

    NSD number 16 for me today. 
  • Pinkpieuni
    Pinkpieuni Posts: 256 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd today 

    Challenges

    NSD - April - 12/10

    1. 2026 Mortgage-Free Wannabes #61 £18,733.06/£29,000, MF target June 2026, current mortgage balance - £9,969.36

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £842

  • RhiBi
    RhiBi Posts: 934 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I’m logging an early NSD today as I’ve no plans to go anywhere and if I commit to the NSD early then I’ve got to follow through with it!

    Find a little bit of joy in every day.

  • Doris17
    Doris17 Posts: 1,050 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NSD for me please 15/15.🎉🎉🎉 

    Please could you increase my target to 20 @cathybird.

    "My Life Is About The Journey Not The Destination"



  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,758 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Not an NSD yesterday as I bought two ciders in a pub on the Thames. Worthwhile spend!
    https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
    April NSD challenge 12/10
    April AFD challenge 6/14
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