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Joyous January's No-Spend Days Challenge!
Comments
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Number 8 for me today. Didn’t leave my home yesterday so no debate in my head whether spending a free voucher is an NSD!! Definitely not planning on spending today x2
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Logging a NSD 4/10 for me today, doing some sorting in the house - where do all the container lids go?? I don’t intend to go out in this cold weather!1
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Another one for me, please. 5/15Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared1
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NSD for me please.8/15
"My Life Is About The Journey Not The Destination"1 -
Container lids are so frustrating, I have the same issue 😂RhiBi said:Logging a NSD 4/10 for me today, doing some sorting in the house - where do all the container lids go?? I don’t intend to go out in this cold weather!#no 3 Debts off by Xmas 2026 £633.58/£15,250
NSD Jan 17/20
#no 13 365 days 1p challenge 2026
£17.70/£667.95 paid 59/365
#no 2 £2 coin savers challenge 2026 £12
#no 11 SPC 19 £44 banked restart £19.66
2026 PAD challenge £660
1% challenge = 5%
#cc1 200/4100 29%
#cc2 NatWest 210/3400 29%
#cc3 Halifax 60/2150 26%
#cc4. MBNA 80 /5600 0% runs out soon
#loan1 /14000 7.2%
#loan2 /11000 13%
#family loan /3000 0%#solicitors /35002 -
January 2026 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targets32b3in2013 1/18
AuntieL 7/15
beanielou 8/19
cathybird 6/15
Changeyourlife25 2/10
cuddlymarm 5/15
Dizzycap 7/20
doingitanyway 3/12
Doris17 8/15
Honeysucklelou2 2/10
ilovetea 6/20
InDebtEnby 5/13
KajiKita 7/20
laurenh1 5/18
leftatthetrafficlights 15LittleMissDetermined 6/20
loopylupin 5/10
Mamma2004 3/10
MissMoneyMishap 5/12
NeverendingDMP 1/10
Pinkpieuni 3/10
Prodigal50 4/10
RhiBi 4/10
RollinginClover 15ShelivesintheShire 8/20
snugglenush 2/10
SovereigntyQueen 31Tenar15 3/12
Thriftymissus 8/20
ThriftyPrincess40 7/20
VickyA 2 5/15
Wanna Bee Free 4/10
yellowstickerfan 3/15
To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
One for me todayLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001
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NSD 8/20
I did a Lidl shop but no extras from the middle, purely my food shopping. I use my Monzo app to house my food money pot so it is all budgeted and accounted for. My pot this month is £350 for 3 adults and I have spent £35.69 in Lidls and £8.04 milkman bill so far.2 -
One today please 1
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NSD Thursday 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
January 2026 NSD Challenge 5/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £92,396.89 (10years 4months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £44.43/ £10001
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