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Joyous January's No-Spend Days Challenge!
Comments
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Another one for meCurrent No Spend Challenge: 11/13
2025 No Spend Days: 11/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
Cathybird, I'd like to count yesterday as a NSD if you agree. I spent essential travel to family and £8.60 on car parking for father's car. I took the bus not a taxi, my flask of tea and food so did really well on such a cold day. I didn't buy anything in the cafe we went to although I would have paid food for the other two they got it themselves. The parking was twice as much due to my family being idiots and not listening to me before we left.https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
January NSD challenge 12/10
January AFD challenge 3/14
2026 Art pass savings £29.50
2026 Railcard savings £03 -
Good morning guys
One for me today please making it 4/15 NSDs
Keep warm and well
Pay off by Xmas 2026 £175/£2324.67
January NSDs 9/15
January PADs £520
January grocery challenge £87.56/£1501 -
Number 6 for me today. Working from home and not venturing out in the cold. Lots of snow still on the ground.1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
NSD for me please. Working from home today, far to cold to go out. 6/15.
"My Life Is About The Journey Not The Destination"1 -
Not a NSD for me today. I needed to go to Lidl. However, I am pleased that prior to going I made a meal plan and only bought what I needed on my list, so even though I have spent money (just under £40) I’m going to take it as a win!4
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NSD for me, frugal living with no choice 🤦🏻♀️#no 3 Debts off by Xmas 2026 £633.58/£15,250
NSD Jan 17/20
#no 13 365 days 1p challenge 2026
£17.70/£667.95 paid 59/365
#no 2 £2 coin savers challenge 2026 £12
#no 11 SPC 19 £44 banked restart £19.66
2026 PAD challenge £660
1% challenge = 5%
#cc1 200/4100 29%
#cc2 NatWest 210/3400 29%
#cc3 Halifax 60/2150 26%
#cc4. MBNA 80 /5600 0% runs out soon
#loan1 /14000 7.2%
#loan2 /11000 13%
#family loan /3000 0%#solicitors /35002 -
Well done RhiBhi! That definitely counts as a win. Today will be a low spend day I think as we said we'd try a local pub quiz, will update later if we decide to cancel.https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
January NSD challenge 12/10
January AFD challenge 3/14
2026 Art pass savings £29.50
2026 Railcard savings £02 -
NSD here too 6/20
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