,
good to see you here! I've added you to the list, hope you enjoy the challenge. If you're after frugal tips and tricks, MSE is the right place
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Joyous January's No-Spend Days Challenge!
Comments
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That’s another NSD for me. Too cold and snowy here to venture out and avoided phone scrolling on those tempting sales pages. That’s 3/10 in total.1
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Hi all, I'd love to join please, I'm aiming for 15 NSD.
After a shaky financial start to the New Year, I need to turn myself around, here for frugal tips, savings and advice
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NSD Sunday here as well 😊 Getting my mojo back! 🤩👏
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 6 books of target 52 in 2026 as @ 18th January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
An unexpected NSD! 4/15 so far.Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared1
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Welcome to MSE & our lovely thread.RollinginClover said:Hi all, I'd love to join please, I'm aiming for 15 NSD.
After a shaky financial start to the New Year, I need to turn myself around, here for frugal tips, savings and advice
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
hi @RollinginClover,
good to see you here! I've added you to the list, hope you enjoy the challenge. If you're after frugal tips and tricks, MSE is the right place
0
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January 2026 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targets32b3in2013 18AuntieL 4/15
beanielou 4/19
cathybird 4/15
Changeyourlife25 2/10
cuddlymarm 3/15
Dizzycap 4/20
doingitanyway 2/12
Doris17 4/15
Honeysucklelou2 1/10
ilovetea 2/20
InDebtEnby 3/13
KajiKita 3/20
laurenh1 2/18
leftatthetrafficlights 15LittleMissDetermined 3/20
loopylupin 3/10
Mamma2004 2/10
MissMoneyMishap 1/12
NeverendingDMP 1/10
Pinkpieuni 2/10
Prodigal50 3/10
RhiBi 1/10
RollinginClover 15ShelivesintheShire 20snugglenush 2/10
SovereigntyQueen 31Thriftymissus 4/20
ThriftyPrincess40 4/20
VickyA 2 4/15
Wanna Bee Free 3/10
yellowstickerfan 2/15
To see the updated results for January on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0 -
Sunday (4th) was a NSD 🥳. May it be the first of many this year!!paydbx2026 #19 £422/£6000 . Mortgage start £148k June 23 - now £135k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.171 -
Another one for meCurrent No Spend Challenge: 11/13
2025 No Spend Days: 11/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
Please may I join too? I love a NSD challenge. I am aiming for 20 NSDs2
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