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Payment a Day - Chapter 2026
Comments
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the phased return has started, won’t be long before I’m paying debts down again 🥳
#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5001 -
PAD to cc2 and cc3:
£433.22
Pay Off Debts by Xmas 2026; £0 / £6201.560 -
Evening All,
The total PAD for 22 April 2026 was £189
Every penny adds up for savings, but equally so miscellaneous spending (of which I am seriously guilty of 😬)…
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £355/£3,000 (11.83% accumulated)2 -
Evening,
£7 PAD to savings.
2026 MFW No:23
MFiT-T7 120 -
Morning,
Happy Friday everyone. £1 PAD to cc.
2026 MFW No:23
MFiT-T7 120 -
£1 today to savings
Save £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61000 -
Good morning PADders - Just £5 for me today to savings
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60000 -
£2 today please Keedie. I see a few of us down to single figure PADs today, but every pound PADded very much counts
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 50 -
PAD today to cc1:
£500
Pay Off Debts by Xmas 2026; £0 / £6201.560 -
Morning All,
The total PAD for 23 April 2026 was £507.22
Sometimes, motivation and taking action is just hard. You may go up and down, but as long as you are going ultimately in the right direction…
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £355/£3,000 (11.83% accumulated)0
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