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Payment a Day - Chapter 2026

19394969899117

Comments

  • the phased return has started, won’t be long before I’m paying debts down again 🥳

    #no 3 Debts off by Xmas 2026 £800/£12,500
    NSD May 11/22
    #no 13 365 days 1p challenge 2026 120/ 365
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 @6.4% 

    #cc4. MBNA 500/ 2000 0% runs out soon
    #loan2 300/ 10,500 13%


  • st182
    st182 Posts: 250 Forumite
    Seventh Anniversary 100 Posts Photogenic

    PAD to cc2 and cc3:

    £433.22

    Pay Off Debts by Xmas 2026; £0 / £6201.56
  • Keedie
    Keedie Posts: 3,156 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker

    Evening All,

    The total PAD for 22 April 2026 was £189

    Every penny adds up for savings, but equally so miscellaneous spending (of which I am seriously guilty of 😬)…

    image.png
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    Career Loan £355/£3,000 (11.83% accumulated)
  • Bounty123
    Bounty123 Posts: 240 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper

    Evening,

    £7 PAD to savings.

    2026 MFW No:23
    MFiT-T7 12
  • Bounty123
    Bounty123 Posts: 240 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper

    Morning,

    Happy Friday everyone. £1 PAD to cc.

    2026 MFW No:23
    MFiT-T7 12
  • angelicious
    angelicious Posts: 729 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker

    £1 today to savings

    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,688 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic

    Good morning PADders - Just £5 for me today to savings

    LMD x

    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4861/£6000
  • AntoMac
    AntoMac Posts: 3,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    £2 today please Keedie. I see a few of us down to single figure PADs today, but every pound PADded very much counts

    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • st182
    st182 Posts: 250 Forumite
    Seventh Anniversary 100 Posts Photogenic

    PAD today to cc1:

    £500

    Pay Off Debts by Xmas 2026; £0 / £6201.56
  • Keedie
    Keedie Posts: 3,156 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker

    Morning All,

    The total PAD for 23 April 2026 was £507.22

    Sometimes, motivation and taking action is just hard. You may go up and down, but as long as you are going ultimately in the right direction…

    image.png
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    Career Loan £355/£3,000 (11.83% accumulated)
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