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Payment a Day - Chapter 2026
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Evening All,
The total PAD for 28 April 2026 was £2,270
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £355/£3,000 (11.83% accumulated)3 -
£3.20 this morning please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 50 -
£41 to savings and £1 to cc.
Total PAD £42 for today.
2026 MFW No:23
MFiT-T7 120 -
£48 to savings for me today please
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4861/£60000 -
£5 today to savings
Save £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61000 -
I’ve managed to 3 different credit cards rounding them down to nearest ten pound of
£1.22, £9.84, £6.04 total £17.10
#no 3 Debts off by Xmas 2026 £2592.63/£15,250
NSD April 25/22 May 1/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2592.63
1% challenge = 17%
#cc1 810/4100 29%
#cc2 NatWest 710/3400 29%
#cc3 Halifax 460/2150 26%
#cc4. MBNA 612/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5000 -
Morning All,
The total PAD for 29 April 2026 was £361.90
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £355/£3,000 (11.83% accumulated)2 -
£10 today to savings
Save £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61000 -
PAD to cc1:
£25
Pay Off Debts by Xmas 2026; £0 / £6201.560 -
Morning!
My PAD today includes our mortgage so is £1122.82LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4861/£60000
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