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Hello Forumites! However well-intentioned, for the safety of other users we ask that you refrain from seeking or offering medical advice. This includes recommendations for medicines, procedures or over-the-counter remedies. Posts or threads found to be in breach of this rule will be removed.2026 Frugal Living Challenge
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We have 3 lloyds bank accounts between us and I get a complementary magaIne with each one. Good housekeeping, house beautiful and Prima
GC 2022 = £3154.96 , 2023 = £3334. 841
2024 = £.3221.81 , 2025 = £3974.24 . 2026 £1362.47/£3500, July £175.11/£250
Decluttering campaign. 2026. 38/74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up. Me🏅🏅🏅🏅🏅⭐⭐⭐ ⭐DH🏅🏅🏅
Make £600 in 2026 = £572.79
NSD in M = 18, J = 15, J = 10/1513 -
Lloyds or halifax?
which a/c's? Do you pay a monthly fee
July NSD 9/18
July Grocery challenge £76.08/£279 = £202.92 rem
w/c 8 June 4 weekly cold turkey week £59.70/£60 = £0.30 rem / June NSD 18/18 / June Grocery challenge £424.19/£270 = £154.19 over
w/c 11 May cold turkey week £49.18/£50 = £0.82 rem / May NSD 20/16 / May Grocery challenge £379.04/£310 = £69.04 over
Debt-Free April 20269 -
@sallyp2 Lloyds. We have a joint current account and each have our own with £1000 going around them each month. If you deposit that amount in an account every month it doesn't matter if it goes out again in 3 days!
GC 2022 = £3154.96 , 2023 = £3334. 841
2024 = £.3221.81 , 2025 = £3974.24 . 2026 £1362.47/£3500, July £175.11/£250
Decluttering campaign. 2026. 38/74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up. Me🏅🏅🏅🏅🏅⭐⭐⭐ ⭐DH🏅🏅🏅
Make £600 in 2026 = £572.79
NSD in M = 18, J = 15, J = 10/1513 -
That’s what I do with my (spare) Lloyds account to get my free Good Housekeeping magazine every month! The requirement is to pay in £2000 per month for the Club Lloyds account now, which I do manually on the first of each month - and then immediately send it back to my main bank one minute later 🤣
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Do you have to pay a monthly fee?
July NSD 9/18
July Grocery challenge £76.08/£279 = £202.92 rem
w/c 8 June 4 weekly cold turkey week £59.70/£60 = £0.30 rem / June NSD 18/18 / June Grocery challenge £424.19/£270 = £154.19 over
w/c 11 May cold turkey week £49.18/£50 = £0.82 rem / May NSD 20/16 / May Grocery challenge £379.04/£310 = £69.04 over
Debt-Free April 20269 -
No - as long as you pay in the required £2000 a month (doesn’t have to be in one lump sum, you can do several smaller payments, and of course it doesn’t have to stay there a minute longer than you want it to) the monthly fee is waived. So it is a free account, and you can choose a free magazine to be sent to you every month (or free cinema tickets, or other things - there are a few choices of different perks).
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@C_J what’s the name of the account please?
Saving 1 animal wont change the world - but it will change the world for that 1 animal
2026 Frugal Living Challenge
2026 DECLUTTERING CAMPAIGN Mrs SD - our Year of Redistribution
26 for 202611 -
I believe the account is the Club Lloyds a/c. HTH.
Greying X
GC July 2026 £167.88/£232.50
GC June 2026 £225.39/£225
GC May 2026 £225.53/£200
Non-food spend July 2026 £57.24/£80
Bulk Fund 2026 Month 7/12 - £50.02/£75.58 (reducing balance - start £120 pa)
""Mother Nature don't draw straight lines
The broken moulds in a grand design
We look a mess but we're doing fine
We're card carrying lifelong members
Of the union of different kinds..."
"Union of the Different kinds" - R Christie & T Gilbert, Fisherman's Friends13 -
Another one here who uses press reader! I wish I had the foresight to save what I used to spend on magazines!!!
I have Prima, W&H, GH, Ideal Home, House Beautiful and Platinum on auto download.
They also got daily puzzles as well.
Grocery Spends £90-£100 per week …. Payday each Friday14 -
Good morning all,
it's a bit cloudy here today but the rain has done wonders and the grass seems to be growing again in the fields.
After a month of inertia regarding finances ( head-in-sand mode was activated due to extreme unexpected car expenses) I spent a couple of hours yesterday re-setting my goals and spending app.
The Four Day Fund is going on hiatus for a few months whilst I concentrate on rebuilding my easy access emergency fund. I'll be using the same savings methods of regular monthly payments, scooping over untidy pennies, premium bond wins and cashback.
I have also re-activated my monthly budgeting account and as of today I have £117.37p left until payday which is 3 weeks away and 4 family birthdays. Thankfully, 3 of them will only require cards and stamps which can be taken from my stash.
Thank you to past-me for thinking ahead 😁
Have a lovely day x
17
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