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Car insurance in a hurry

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Comments

  • Grumpy_chap
    Grumpy_chap Posts: 20,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    GDB2222 said: 
    The company says they will only allow 4 weeks of temporary coverage but hopefully that will be enough to sell the old car. 

    The four weeks should be ample time, in which you can:
    • get a valuation from the online car buyers.
    • advertise and try to sell privately for a bit more.  (Don't forget to consider insurance for others taking a test drive.)
    • punt the car around other "we buy cars for cash" local traders.

    If by the end of week three nothing is moving forwards to yield a more favourable return than the online car buyers, simply sell to the online car buyers.
  • GDB2222
    GDB2222 Posts: 26,909 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    GDB2222 said: 
    The company says they will only allow 4 weeks of temporary coverage but hopefully that will be enough to sell the old car. 

    The four weeks should be ample time, in which you can:
    • get a valuation from the online car buyers.
    • advertise and try to sell privately for a bit more.  (Don't forget to consider insurance for others taking a test drive.)
    • punt the car around other "we buy cars for cash" local traders.

    If by the end of week three nothing is moving forwards to yield a more favourable return than the online car buyers, simply sell to the online car buyers.
    When I talk about the old car, I’m being pretty literal. It’s 19 years old, which is too old for the we buy anything brigade. It’s got a full tank of petrol, which adds significantly to its value!

    I’m wondering whether to SORN it and sell it in the spring, as it is a convertible and may fetch a bit more when the sun is out more. 
    No reliance should be placed on the above! Absolutely none, do you hear?
  • vacheron
    vacheron Posts: 2,627 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    If the car is from a dealer they can often arrange a 7 day driveaway insurance for free or a very small fee just to get you going and give some breathing room to find the best deal. Worth asking.
    • The rich buy assets.
    • The poor only have expenses.
    • The middle class buy liabilities they think are assets.
  • jimjames
    jimjames Posts: 19,248 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 26 December 2025 at 12:11PM
    GDB2222 said:
    GDB2222 said: 
    The company says they will only allow 4 weeks of temporary coverage but hopefully that will be enough to sell the old car. 

    The four weeks should be ample time, in which you can:
    • get a valuation from the online car buyers.
    • advertise and try to sell privately for a bit more.  (Don't forget to consider insurance for others taking a test drive.)
    • punt the car around other "we buy cars for cash" local traders.

    If by the end of week three nothing is moving forwards to yield a more favourable return than the online car buyers, simply sell to the online car buyers.
    I’m wondering whether to SORN it and sell it in the spring, as it is a convertible and may fetch a bit more when the sun is out more. 

    It's Boxing Day and I've just taken out a new policy. I would have done it yesterday but after doing the quote I forgot to go back to the computer. Adding an older car to the policy for 6 months cost me £100 so if it's old and might sell better in spring then that could well be an option if the car itself is decent. If it's a scrapper then doesn't really matter what time of year.
    Remember the saying: if it looks too good to be true it almost certainly is.
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