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Did MSE help you save or reclaim money in 2025?

MSE_JC
MSE_JC Posts: 262 Community Admin
Fourth Anniversary 100 Posts Name Dropper Photogenic
edited 8 January at 10:43AM in Community Noticeboard
Hi everyone,

We love hearing your MoneySaving success stories! Whether it's down to the Forum, the main MSE site or the Money Tips email, it's always great to read about how you've been able to use MSE's news articles, guides, tools or online community to help save money or reclaim it.

So let us know below if something you've read or done on the site in 2025 has left you better off. We might even share your story in a future Money Tips email!
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Comments

  • KajiKita
    KajiKita Posts: 9,272 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    This is a small thing but still worth doing I think. 

    I normally leave off line drying in October and start again in late February / early March. This year though, thanks to @Greying_Pilgrim, I have kept going with using my line. Things aren’t coming in perfectly dry, but much drier then they went out and the use of my tumble dryer is being minimised 😊

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 6 books of target 52 in 2026 as @ 18th January 
    Produce tracker: £29 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Jemma01
    Jemma01 Posts: 518 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    edited 26 December 2025 at 5:01PM
    Yes, the lovely ppl here helped me with DIY after purchasing my home that would have cost an arm and a leg if I kept calling for help.
    Also the mortgage thread ran by @julicorn kept me motivated and focused on my mortgage, saved me thousands on interest payments I would have paid if I wasn't focused
    I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.
    Mortgage debt start date = 11/2024 = 175k (5.19% interest rate, 20 year term)
    • Q4/2024 = 139.3k (5.19% -> 4.94%)
    • Q1/2025 = 125.3k (4.94% -> 4.69%)
    • Q2/2025 = 108.9K(4.69% -> 4.44%)
    • Q3/2025 = 92.2k   (4.44% -> 4.19%)
    • Q4/2025 = 44k      (4.19% -> 3.94%)
    • Q1/2026 = 40k      (3.94%)
  • CrazyBee787
    CrazyBee787 Posts: 1,467 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    edited 31 December 2025 at 11:30AM
    Thanks to Martin I have claimed £688 from the student loan company in years where I didn't earn enough and therefore I got a refund, the message from Martin came at the right time as I haven't got a suitable employment still and the cash has been helpful. Thank you Martin and all the MSE team.
    Goal 1: Get a permenant job that sticks.
    Goal 2: Aim 15 No spend days in January or above actual so far - 4/15
    Goal 3: Get a lodger
    Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
    Goal 5: Once goal 4 complete save for my own car as I do need one.
  • DigForVictory
    DigForVictory Posts: 12,162 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My sisters think I'm some kind of financial wizard for conjuring over a thousand pounds from the electricity when we switched mum to a new tariff. No wizardry, just I did as Martin (& all at MSE Towers) told us a couple of months earlier for me, and then repeated it for mum. Got her set up as a priority customer as a senior soul, and now her carer gets texts Before the lights go out - everyone reassured.
  • kimwp
    kimwp Posts: 3,471 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 27 December 2025 at 10:01PM
    My sister said I'm obsessed with finance because I pass on useful bits of info I read on here, does that count? 😁 

    Other than that- advice on the forum for pension planning, investing, tax, plumbing, savings, keeping warm, keeping carrots fresh for longer and probably many other things as well as being my go-to website for regular savers and take home calculations.
    Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.php

    For free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.
  • Hi. I am new here but just want to say that the advice about the Chase savings account has been very helpful and I opened an account with a one year interest rate top-up. This is earning me more interest than any other account.
  • Dizzycap
    Dizzycap Posts: 1,497 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    MSE helped me reclaim over 2K in overpaid Council Tax along with saving money using several MSE Forum Money Saving Challeges throughout 2025 (some links for 2026 in my MSE Signature) and making over 9K for decluttering my house and selling most of my unwanted clutter. Other savings; and there are several, also include: £345 on combined car & house insurance, Being a member of the MSE Energy Saving Club for a few years, I was able to get a FIXED duel energy plan with my present supplier for 18 months @ 15% less than I was paying - A HUGE thank you to Martin & MSE  <3 Looking forward to making more savings in 2026 thanks to MSE - Cheers!  B) Happy New Year to All  <3
    ~ NSD 2026 Challenge January 17/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £787.42 / £2026 (1)
  • eltee2
    eltee2 Posts: 546 Forumite
    500 Posts First Anniversary Name Dropper Photogenic
    After watching Martin's TV show, we checked and discovered we had accumulated nearly £700 overpayment for our 🐙gas & electric.   Cue a simple online repayment request,  we received £375 after 2 days👍
     "I started out with nothing
    And still got most of it left"
    Seasick Steve 



  • twopenny
    twopenny Posts: 8,415 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    For sure the forums have helped a lot.
    The DIY forum has made a huge difference from helping me with the heating, plumbing and electrics. Things that I didn't know and saved me lots from trying to get trades.

    The techie forum saved me money by pointing me in the right direction for cameras, tablets and phones.

    The gardening forum for where to find bargains and better ways of growing my own.

    The motoring forum with fixing or buying a car.

    Also been guided by the energy forum and the investment forum mostly by reading but also helping me understand the many changes that are happening still after covid.

    So for me it's lots and lots of small ways that amount to my money staying in the bank rather than accumulating more. 

    I can rise and shine - just not at the same time!

    viral kindness .....kindness is contageous pass it on

    The only normal people you know are the ones you don’t know very well


  • Toby3104
    Toby3104 Posts: 1 Newbie
    First Post
    I have just claimed a refund of £2145.00 from the student loans company.

    I can't believe it! I would not have known had I not read your newsletter.

    I was having a fixed amount taken from my salary so didn't think there would be an overpayment, but my employer must have registered the wrong loan plan.

    It is outrageous that they would not have refunded me had I not claimed. 

    It could not have come at a better time.

    Thank you so much Martin & the team.
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