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365 Day 1p Challenge for 2026
Comments
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Welcome to July savers and we are half way through the year. I have added £89.59 to my savings account for October and knocked off the dates on my 1p challenge board. Total now stands at £463.60 with two months to go.
Can I encourage you to check out @MSE_Stephen thread on the 1p Challenge test thread on the link below.
I have started my own 1p challenge thread and am using it alongside this thread but from next year we will all be using the new system rather than me setting up a spreadsheet and everyone posting on one thread. Each saver will have their own thread and will be responsible for updating it themselves.
Something I struggled with initially and did not seem clear was the system for updating totals. What you do is after going to your individual initial thread with the challenge board on it you edit the first post each time and strike through the amounts as you save. This changes the total at the top of the thread.
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£9500
365 day 1p Challenge 2026 £667.95/£374.01
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php0 -
HI @LittleMissDetermined I must have a difference somewhere as I have you down as having a total of £607.40 not £590.40. Are my totals for each month wrong?
January £75.64
February £65.41
March £217.09
April £81.60
May £106.59
June £61.07
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£9500
365 day 1p Challenge 2026 £667.95/£374.01
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php0 -
Yes those figures are right. If you ever want to check go to the link on the first post on this thread.
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£9500
365 day 1p Challenge 2026 £667.95/£374.01
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php0 -
Spreadsheet updated and here is a link to show savers their progress so far. As I said further up the page next year this challenge will be taken on to the main board so I will not be running it. Please check out the 1p challenge test board to get an idea of how it will be run next year.
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£9500
365 day 1p Challenge 2026 £667.95/£374.01
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php1
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