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Nectar unlocking my card

TadleyBaggie
TadleyBaggie Posts: 7,080 Forumite
Part of the Furniture 1,000 Posts Photogenic Name Dropper
edited 17 December 2025 at 1:48PM in Praise, vent & warnings
Just got an email from Nectar, meat of it is:

Spend lock is currently turned on in your account. This means that you will have to unlock spending to spend Nectar points at Sainsbury’s or with our partners before you shop.
What we're doing to help 
We'll be unlocking your spending automatically on the 19th of December. We’re doing this to make it easier for you to spend points during the Christmas period.
We will then lock your spending again on the 29th of December. 

I keep my card locked to avoid having my points stolen (again`). Can't say I appreciate the help

Comments

  • You might need to update the title of this thread! 😀
  • born_again
    born_again Posts: 23,547 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Not had that one yet, but simple to go back in & lock in app would have thought.
    Life in the slow lane
  • SiliconChip
    SiliconChip Posts: 2,206 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Since having my points stolen (and to be fair to Nectar they were quickly recredited) I now spend the points once the value exceeds £10, and quite often when it's between £5 and £10. Given that there are rarely any offers that increase the value of points these days, and when there are they are targeted at a small subset of customers which hasn't included me, there seems little point in holding on to them for too long.
  • I save them up for a large purchase, my last few coffee machines were purchased that way. Currently have a balance in excess of £125.
  • kimwp
    kimwp Posts: 3,518 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    I save them up for a large purchase, my last few coffee machines were purchased that way. Currently have a balance in excess of £125.
    Do you get it cheaper if you use points? 
    Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.php

    For free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.
  • SiliconChip
    SiliconChip Posts: 2,206 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    edited 18 December 2025 at 10:55AM
    I save them up for a large purchase, my last few coffee machines were purchased that way. Currently have a balance in excess of £125.

    Why not spend the points and transfer the money that you would otherwise have spent to a savings account? That way your money will be safer than if you kept it in points and you'll earn some interest as a bonus. And as another bonus you'll be able to buy the coffee machine wherever you like rather than restricted to places that accept Nectar points.
    @kimwp generally there is no discount for paying with points unless you happen to be one of the chosen few who is selected for a now rare points offer. 
  • Now that double up events have gone there’s no reason to hoard points
  • molerat
    molerat Posts: 35,843 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not had that e-mail and had to unlock my points to spend them when I filled up at Esso yesterday.
  • mta999
    mta999 Posts: 428 Forumite
    100 Posts Name Dropper
    I think it is much harder for scammers to steal your points now that nectar have changed to a QR code rather than a simple barcode
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