Problem with calculating annual income to open bank account

eskbanker

Placitasgirl said:

I agree that savings interest is not usually taken as “income” in this context, ie opening a bank account. My husband and I recently decided to make one of his accounts joint but when asking about my gross annual income they said that my savings interest of over 1300 a month could not be used as income and that only my small bank pension could, we decided not to proceed as they said it would likely decline. I have the proceeds from the sale of my home working for me and draw the interest as “income” each month, so I’m glad I asked the question before getting that far as it wasn’t something we’d thought about before beginning the application. 

Which bank was that?  Ultimately they can each specify their own criteria, but if HMRC regard it as income, I don't see why a bank should take a different stance....