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Learner insurance surprise
My youngest daughter is learning to drive and I looked into learner insurance. Marmalade at around £80 per month were quite expensive but Veygo seemed more reasonable at around half that. I was planning to accept that, but I thought I would check the cost of adding her to the main policy on the car. It actually slightly reduced the premium, so I am adding her to the policy getting a small refund. I really did not expect that.
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Insurance is one of the mystical arts where the amounts you pay can sometimes seem to be completely illogical.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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Just remember if she crashes while learning on your policy. It is a claim you have to declare. Using one of the learner polices. It is a claim on that policy & not yours...
Fingers crossed.Life in the slow lane2 -
That's a good point, but it's a risk I can live with.born_again said:Just remember if she crashes while learning on your policy. It is a claim you have to declare. Using one of the learner polices. It is a claim on that policy & not yours...
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When she passes her test then the premiums go up dramatically, just letting u knowThrifty Till 50 Then Spend Till the End
You can please some of the people some of the time, all of the people some of the time, some of the people all of the time but you can never please all of the people all of the time2 -
Learner drivers are fairly low risk, they must be accompanies by a responsible adult, in this scenario that most the time is a parent.mgfvvc said:My youngest daughter is learning to drive and I looked into learner insurance. Marmalade at around £80 per month were quite expensive but Veygo seemed more reasonable at around half that. I was planning to accept that, but I thought I would check the cost of adding her to the main policy on the car. It actually slightly reduced the premium, so I am adding her to the policy getting a small refund. I really did not expect that.
Its when they pass their test the premiums go crazy as then they can be in their car at 2am showing off with 4 mates in the back that have all had drinks and are egging them on.0
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