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UC joint claim seperation

Hi, just wondered if someone would be able to tell me the implications of a potential change in claim with move of address.
My wife and I have a joint claim with me on LCWRA and her as my carer. (Migration protected)
We live in a 2 bed social house.
We both have pip and understand this won't be effected.
We could be seperating, and if so I could be moving to a spare room in a 3 bed social house which is currently occupied by a mother and daughter.
The mother is on UC with LCWRA, whilst the daughter (24) works full time and claims pip.

We have not discussed how rent the mother would charge me yet.
Initially looking at how me moving in would effect the mothers current claim, but also how the joint claim between my wife and I would be processed.... I imagine we would have to end the joint claim, and start 2 x single claims from square one and lose the migration protection?

Thoughts would be much appreciated, but nothing set in stone yet, just trying to get the lay of the land.

Thank you.

Comments

  • KxMx
    KxMx Posts: 11,340 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Any Transitional Protection you receive on the couples claim would end once you have two single claims.

    If you separate then you would report the change, after which two single claims will be created.

    You would retain your LCWRA, your wife would lose Carers Element & be required to look for work unless she continues to care for you.

    If she wants to claim LCWRA herself, she would need to go through the Work Capability Assessment process. 
  • saintscouple
    saintscouple Posts: 4,314 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thank you,

    Do you know how this would effect the other woman's claim, the one I move in to her spare room and how the housing element would be calculated being a housing association house.
    I guess I would be classed as a non dependent, would my pip have a factor?

    Thanks again
  • Robbie64
    Robbie64 Posts: 2,302 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    As far as I am aware, the spare room deduction would end / reduce (the latter if the under-occupancy is 2 or more rooms) and normally a non-dependent deduction would be applied. However, if you get the daily living component of PIP then no deduction will be made.

    The person who rents the property would have to inform the DWP when you move in.
  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,777 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Just to say for accurate info without judgement, the advice about moving house applies if you're moving in as essentially a lodger, as implied by your posts. 

    If you are moving in to form a couple (even if you sleep in separate bedrooms) you'd have to form a joint claim with the mother.
  • Robbie64
    Robbie64 Posts: 2,302 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Adding to what Spoonie_Turtle has posted, my advice was based on you moving in to the property as a non-dependent (ie living in someone else's household as a friend). If you are moving in as a lodger and will be paying rent / lodgings then the rules re: spare room / non-dependent deductions are different. The rent is ignored as income for UC for the person whose property it is but her housing element in UC will remain the same (ie it is still classed as a spare room for her UC claim).
  • saintscouple
    saintscouple Posts: 4,314 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thank you both, yes i would be moving in as a lodger. 
    The info is useful, thank you both so much.
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