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Age to take my personal pension

lionel_hutz · 2025-12-03 15:50:34

I recently received my pension statement and am after some advice. I’m 51 years old and in addition to my stakeholder personal pension, which is the one I have this question about, I also have a workplace pension and I’d say I have a good understanding of general finances. I have a retirement date set of 2039 when I’ll be…

Comments

GrumpyDil Posts: 2,269 Forumite

10 December 2025 at 8:12PM

Thinking about it, if you haven't made any choices about your investments then it could well be in annuity lifestyling which would derisk your funds up to the intended retirement date they are basing the policy on.

If you are intending to use drawdown then I have seen profiles targeted towards a drawdown which don't derisk at the same level.

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