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CCJ on credit file

So in april 2025 i received a parking ticket while collecting something from an apartment building. I was parked in front of a big sign that said "for deliveries park here". And another sign that said "Contractors parking here need to register with reception". I was served a ticket by UKPC and following advice from here ignored the letters sent to my address at the time (lets call this address number 2). I didn't hear anything else and have since moved house (address 3). still no letters or contact.

Fast forward to today, on 11th nov 2025 i had a CCJ filed for £283 based on this ticket. The details of this case after contacting the courts have been sent to a seperate address again (address 1).

Now, I moved out of address 1 in 2022. address 2 i was in from 2022 to 2025 and address 3 i was in for the last 6 months. The car was bought mid way through living at address 2, has never been registered or tied to address 1 and ukpc have already written to address 2 (which has mail forwarding to address 3). 

I've been told by the courts its over £300 to file an n244. I'm a little unsure as to where i should go with this.

Comments

  • Gr1pr
    Gr1pr Posts: 10,916 Forumite
    10,000 Posts First Anniversary Photogenic Name Dropper
    edited Today at 9:57AM
    Its a default CCJ due to using the old address,  we have seen dozens or hundreds over the years 

    Study the CCJ advice in the newbies sticky thread in announcements near the top of the forum by coupon mad,  especially regarding the £313 N244 set aside option 

    Also read half a dozen CCJ cases on here over the last 2 years, to understand the process 

    What is the actual date of the CCJ ?  Is it dated 11th November  ?

    Your options are 

    1) pay in full within 30 days of the CCJ date  ( I assume to DCB LEGAL  )

    2) obtain a with consent set aside,  these cost over £100

    3) obtain a contested set aside , costing £313

    4) negotiate a settlement figure with DCB LEGAL by email and pay it ASAP 

    Option 4 is a new option for those with default CCJ,s
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