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Investment of £40,000

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  • Newbie_John
    Newbie_John Posts: 1,370 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Everything is so maxed out these days that even "medium risk" seems like a high risk.

    Four years is a short period of time, and at 4% savings accounts/ISAs you'll get £6400.

    May as well chuck it to Premium Bonds - no risk to invested money, but risk to interests earned - as you may not get £6400 mentioned above.
  • Bostonerimus1
    Bostonerimus1 Posts: 1,682 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Hi. We're looking at investing £40,000. Were both retired (60), living off our personal pensions and rental income from a property we own. 
    We're looking to invest £40,000 over 4 years into a medium risk investment.
    Any advice would be greatly appreciated.
    Take a look at the Vanguard Life Strategy funds or any of the many similar multi-asset funds that offer a mix of stocks and bonds. They'll be something there to meet your appetite for risk.
    And so we beat on, boats against the current, borne back ceaselessly into the past.
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