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Current account not showing on any of the credit reference agencies
feynman33
Posts: 53 Forumite
I have an RBS select current account, it's a very old account, constant activity, wages paid in, direct debits/regular card payments go out, has an arranged overdraft, details appear correct. It's not listed on any credit report. My RBS mortgage is listed on all of them.
I also have a Nationwide current account, a few years old, £0 balance, never used, inactive. It's on all my credit reports.
Why is this, and does it matter?
I'll shortly be applying for a new mortgage.
TIA
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Chances are it'll be the age then - I don't know exactly when current accounts started being reported to credit agencies but IIRC it was within the last 30-40 years so very old accounts may predate this.feynman33 said:I have an RBS select current account, it's a very old account, constant activity, wages paid in, direct debits/regular card payments go out, has an arranged overdraft, details appear correct. It's not listed on any credit report.0 -
Doesn't really matter0
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