We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Trace Debt Recovery

Hello,  I have just received a letter addressed to my Business but at the wrong address, (the letter was handed to me by the guy that does actually live there).  The vehicle in question was kept there in a yard for a while which is where they must have got the address from.

It is from a Trace Debt recovery claiming I owe them £170 for a parking fine dated 17th April 2023. The debt has apparently been passed to them by Alliance parking UK Ltd.

The letter has no evidence it just states the vehicle (which my company no longer owns) was present without payment being made, and tells me which car park.

All my research into fighting these fines talks about dealing with the parking company, Parking charge notices, Notice to keeper, etc etc, but I have received none of these documents.  I am not sure if they previously went to this wrong address or if they were never sent at all?

The parking company website says that once a case has been passed to their debt recovery company it is no longer their issue.  

I have thought about sending the parking company a subject access request for information and evidence of the allegation but apparently a limited company cannot serve a subject access request.

So all in all I'm a little confused and stuck with what to do and where to go with this.  The letter says I have 14 days to settle the matter.

I have composed a letter to the debt recovery company requesting that the correct address is used in future and the other address be deleted from their records, however from what I have read previous these debt companys should be ignored.

Comments

  • Coupon-mad
    Coupon-mad Posts: 159,470 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 November 2025 at 10:13PM
    I would (as the company, not as you as an individual) send them the correct address for service & tell them to erase the old address.

    That way, the Moorside Legal letters will be received. Come back if they try a small claim. 
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • The parking firm or the Trace debt recovery firm? Or both?
  • Coupon-mad
    Coupon-mad Posts: 159,470 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Both.      
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • Hi. I'm posting on behalf of my husband just to get a bit of advice. In 2024 he got a parking fine from being in his allocated parking space at work, but forgot to display his permit. He ignored the initial letters. However when the passed it to Trace and it was £170, he paid up later the same year . Since then he has been pursued for the debt. Despite sending evidence of payment. He had a confusing email hinting at an additional parking offence,yet despite asking received no details of this allegation. He had contact from Moorside Legal asking for payment and threatening Legal action. Again he sent proof of payment. Now he has a court letter stating he had initially agreed to pay within 28 days but didn't, and has since  refused to pay. Obviously this isn't true. Has anyone else had a similar experience. And have they been vindicated by the court. Or is this somehow a nightmare which he can't get out of despite having paid up last year?

  • Hi. I'm posting on behalf of my husband just to get a bit of advice. In 2024 he got a parking fine from being in his allocated parking space at work, but forgot to display his permit. He ignored the initial letters. However when the passed it to Trace and it was £170, he paid up later the same year . Since then he has been pursued for the debt. Despite sending evidence of payment. He had a confusing email hinting at an additional parking offence,yet despite asking received no details of this allegation. He had contact from Moorside Legal asking for payment and threatening Legal action. Again he sent proof of payment. Now he has a court letter stating he had initially agreed to pay within 28 days but didn't, and has since  refused to pay. Obviously this isn't true. Has anyone else had a similar experience. And have they been vindicated by the court. Or is this somehow a nightmare which he can't get out of despite having paid up last year?

    You are probably best starting your own thread so that any advice doesn’t get confused with the OP of this thread
  • How do I get the newbies faq thread on the topic. The FAQs say I will get directed to be the appropriate board but I'm after advice on whether or not to contact Trace debt recovery after receiving letters but none from Alliance parking about the supposed original parking fine from 2023. Address has been same for 10 years! 
  • Gr1pr
    Gr1pr Posts: 12,286 Forumite
    10,000 Posts First Anniversary Photogenic Name Dropper
    edited 25 November 2025 at 7:23PM
    Never contact the powerless debt collectors,  NEVER 

    The newbies sticky thread is in announcements near the top of the forum,  it's usually around 3 down from the top 
  • Coupon-mad
    Coupon-mad Posts: 159,470 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 November 2025 at 9:29PM
    tss78 said:
    How do I get the newbies faq thread on the topic. 
    You haven't read my signature, even though I was the first to reply to you.

    I told you how to get there in 2 clicks:
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.