Remortgage Issue

Carl2510

Hi, I’m going through my remortgage, the problem isn’t with the remortgage itself, it’s to do with my old solicitors who I purchased the house through they’ve put an application on the title of June this year without my knowledge as the land registry had put a restriction on the title, which they’ve then tried to remove but hasn’t happened for 4 months now I’m having to wait for this to be removed/expedited before I can continue with the remortgage which needs to complete by 1.1.26 or I’ll end up going on the variable rate.

my question is am I able to claim any sort of compensation if this delays my remortgage and I end up paying more than I should?

thanks

user1977

Not very clear what the problem is - what's the restriction about?

freesha

Are you re-mortgaging (asking for money more) or simply coming to the end of your current deal?

Carl2510

user1977 said:

Not very clear what the problem is - what's the restriction about?

I’m not even sure they wasn’t very good st explaining it, something to do with sole proprietor 

Carl2510

freesha said:

Are you re-mortgaging (asking for money more) or simply coming to the end of your current deal?

Yes coming to end of my current deal

silvercar

Do you have the title number? You could message @Land_Registry on this forum who might be able to take a look at the restriction and whether there has been an application for it to be removed. Your solicitor could apply for the removal to be expedited and so dealt with quickly, though that depends on everything being in order.

Carl2510

silvercar said:

Do you have the title number? You could message @Land_Registry on this forum who might be able to take a look at the restriction and whether there has been an application for it to be removed. Your solicitor could apply for the removal to be expedited and so dealt with quickly, though that depends on everything being in order.

They have done all this I’m now just waiting, my question was can I claim any sort of compensation if it’s not done in time

user1977

Carl2510 said:

silvercar said:

Do you have the title number? You could message @Land_Registry on this forum who might be able to take a look at the restriction and whether there has been an application for it to be removed. Your solicitor could apply for the removal to be expedited and so dealt with quickly, though that depends on everything being in order.

They have done all this I’m now just waiting, my question was can I claim any sort of compensation if it’s not done in time

From the little we know, it could be that nobody has done anything amiss. So I suggest you come back here when you have more information.

Carl2510

user1977 said:

Carl2510 said:

silvercar said:

Do you have the title number? You could message @Land_Registry on this forum who might be able to take a look at the restriction and whether there has been an application for it to be removed. Your solicitor could apply for the removal to be expedited and so dealt with quickly, though that depends on everything being in order.

They have done all this I’m now just waiting, my question was can I claim any sort of compensation if it’s not done in time

From the little we know, it could be that nobody has done anything amiss. So I suggest you come back here when you have more information.

You’d think they’d of atleast contact me to warn me that something needed changing, cause then I’d of had the opportunity to chase them on it to get it sorted. 

penners324

You could do a product switch with your current lender. No need for conveyancing.

Carl2510

penners324 said:

You could do a product switch with your current lender. No need for conveyancing.

Considering it’s been Expedited it’s still taking forever to be sorted. Don’t think my old solicitor or Land Registry know the importance if it being sorted it can’t be a difficult thing to get sorted.

ive got less than 6 weeks left to sort remortgage they need to get a move on. 

It could be this might have to be the option but why should I settle for a higher rate when it’s nothing I’ve done wrong.