£2000 NI relief cap on pension salary sacrifice from April 2029 (confirmed)

BlackKnightMonty

Cobbler_tone said:

BlackKnightMonty said:

I did hear today that premium car brands (audi, bmw, mercedes etc) will no longer be available on motability.

it’s a start.

Good shout that. I often wondered why they can't do a deal with Dacia or someone for mobility vehicles, as opposed to choosing from a full range. That could save a packet.

Imho it should be limited to vehicles manufactured in the UK.

molerat

LHW99 said:

Andy_L said:

Cobbler_tone said:

BlackKnightMonty said:

I did hear today that premium car brands (audi, bmw, mercedes etc) will no longer be available on motability.

it’s a start.

Good shout that. I often wondered why they can't do a deal with Dacia or someone for mobility vehicles, as opposed to choosing from a full range. That could save a packet.

It wouldn't though. People using Motability who are choosing a premium car are paying the extra cost out of their own pocket. So if you limit what cars can be leased, we would still be paying out the same amount in PIP benefits.

I had understood that PIP was to help with things that were difficult for you to do due to sickness, disability etc. If it can be used to allow for paying for a higher spec car (as opposed to paying for suitable adaptations), I wonder if it should be means tested.

An argument is often made that the elderly should be prepared to pay for their own care, handing over attendance allowance, income and capital until reduced to a minimum level, but it appears capital and earned income are not taken into account for PIP

It is so PIP pays for the basic range car.  Anything outside that range has to be topped up by the user.  Restricting the type of car will have no effect on the cost to DWP.  Means testing of benefits is a whole different subject that is outside the allowed discussions here.

westv

BlackKnightMonty said:

Cobbler_tone said:

BlackKnightMonty said:

I did hear today that premium car brands (audi, bmw, mercedes etc) will no longer be available on motability.

it’s a start.

Good shout that. I often wondered why they can't do a deal with Dacia or someone for mobility vehicles, as opposed to choosing from a full range. That could save a packet.

Imho it should be limited to vehicles manufactured in the UK.

That would be a very small list.

BlackKnightMonty

westv said:

BlackKnightMonty said:

Cobbler_tone said:

BlackKnightMonty said:

I did hear today that premium car brands (audi, bmw, mercedes etc) will no longer be available on motability.

it’s a start.

Good shout that. I often wondered why they can't do a deal with Dacia or someone for mobility vehicles, as opposed to choosing from a full range. That could save a packet.

Imho it should be limited to vehicles manufactured in the UK.

That would be a very small list.

Small, but adequate.

Excluding the rare exotic stuff there are several practical options.

https://www.whatcar.com/news/every-car-made-in-the-uk/n27334

At some point we have to lean in and support the UK rather than exploit it.

Cobbler_tone

Eldi_Dos said:

Cobbler_tone said:

BlackKnightMonty said:

I did hear today that premium car brands (audi, bmw, mercedes etc) will no longer be available on motability.

it’s a start.

Good shout that. I often wondered why they can't do a deal with Dacia or someone for mobility vehicles, as opposed to choosing from a full range. That could save a packet.

Are you sure about that?, my understanding is that motability car allowance is just that

That was the (crude) point, reduce the allowance. I think they will.
FWIW I think all benefits should be means tested. e.g. my mum has attendance allowance. She doesn’t need it but it would take some societal shift for people not to claim for benefits like that if they are entitled to it.
They have means tested the WFA.

I guess you are moving into the realms of means testing the state pension if you start down that path.

molerat

I see that Alfa Romeo have also been removed from the Motability list.  Why not the rest - Citroen, Peugeot, Vauxhall, Fiat, Jeep etc - because they are just badge engineering of the same car.  Park my run of the mill Stellantis against an Alfa and you would be pushed to notice the difference !  RUK really is now starting to follow Scotland with the politics of envy.

https://www.bbc.co.uk/news/articles/cd9znkxq47xo

The number of people with a Motability car has increased sharply in recent years, to 860,000. Many of the cars leased by the scheme are adapted to be accessible for wheelchair users.

So a pretty big "fleet", 2.5% of all cars in the UK.

Cobbler_tone

Anyway, not expecting any other surprises, so guesses on the FTSE at close tomorrow?
-1.7%

BlackKnightMonty

molerat said:

I see that Alfa Romeo have also been removed from the Motability list.  Why not the rest - Citroen, Peugeot, Vauxhall, Fiat, Jeep etc - because they are just badge engineering of the same car.  Park my run of the mill Stellantis against an Alfa and you would be pushed to notice the difference !  RUK really is now starting to follow Scotland with the politics of envy.

https://www.bbc.co.uk/news/articles/cd9znkxq47xo

The number of people with a Motability car has increased sharply in recent years, to 860,000. Many of the cars leased by the scheme are adapted to be accessible for wheelchair users.

So a pretty big "fleet", 2.5% of all cars in the UK.

One in five new cars in the UK bought through motability.

 https://www.independent.co.uk/news/uk/home-news/motability-disabled-car-scheme-cuts-reeves-budget-b2847432.html

molerat

BlackKnightMonty said:

westv said:

BlackKnightMonty said:

Cobbler_tone said:

BlackKnightMonty said:

I did hear today that premium car brands (audi, bmw, mercedes etc) will no longer be available on motability.

it’s a start.

Good shout that. I often wondered why they can't do a deal with Dacia or someone for mobility vehicles, as opposed to choosing from a full range. That could save a packet.

Imho it should be limited to vehicles manufactured in the UK.

That would be a very small list.

Small, but adequate.

Excluding the rare exotic stuff there are several practical options.

https://www.whatcar.com/news/every-car-made-in-the-uk/n27334

At some point we have to lean in and support the UK rather than exploit it.

Mini Cooper, Qashqai, Juke, Corolla & Swace - a car I had never heard of before today ! - hardly an impressive list.

BlackKnightMonty

molerat said:

BlackKnightMonty said:

westv said:

BlackKnightMonty said:

Cobbler_tone said:

BlackKnightMonty said:

I did hear today that premium car brands (audi, bmw, mercedes etc) will no longer be available on motability.

it’s a start.

Good shout that. I often wondered why they can't do a deal with Dacia or someone for mobility vehicles, as opposed to choosing from a full range. That could save a packet.

Imho it should be limited to vehicles manufactured in the UK.

That would be a very small list.

Small, but adequate.

Excluding the rare exotic stuff there are several practical options.

https://www.whatcar.com/news/every-car-made-in-the-uk/n27334

At some point we have to lean in and support the UK rather than exploit it.

Mini Cooper, Qashqai, Juke, Corolla & Swace - a car I had never heard of before today ! - hardly an impressive list.

It’s not supposed to be impressive. But there is something for everyone. Motability shouldn’t mean fancy; but if we are to have a scheme it should be British made cars only.