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Using Club Lloyds card in Spain.

hewittinspain
hewittinspain Posts: 42
Part of the Furniture 10 Posts Name Dropper Combo Breaker
Forumite
Whenever I've gone to Spain I've always loaded a chase card up which gives you no fees with transactions plus the exchange rate is as good as your gonna get it.
I've found out that I can actually use my Lloyds Card abroad now with no fees, I have the Club Lloyds card with no fees anymore but I don't know about the exchange rate and if it's perfect like Chase would be or would they set their own rates?.

I always pay in euros abroad on my card.
Does anyone know if I'll benefit exactly the same with my club Lloyds card or would chase still top it?

Comments

  • osmarks
    osmarks Posts: 17
    10 Posts First Anniversary
    Forumite
    They should both use the card network exchange rate, but the Chase card is a Mastercard and the Lloyds card is a Visa, so they'll differ slightly. 
  • Sam_666
    Sam_666 Posts: 334
    100 Posts Second Anniversary Name Dropper
    Forumite
    All cards use markup fx rate, but unless you are big spender, you wont notice difference with travel fee free cards.
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