low risk bonds or equities in SIPPs

chiang_mai

LHW99 said:

Another possible contender is Trinity Bridge Conservative Managed.

This looks like a fund of funds, is that right? I see it's annual charge (on HL) is 1%, which is raher higher than I would personally choose.

I tend to avoid FofF types, as it's not so easy to see "under the bonnet" as it were.

I'm not sure that I would buy into the fund either, only that it's a possible contender as a lower risk option. It is indeed a F of F's. It's not too difficult to see the contents since almost 50% of its assets are in the top 10% and shown on the M/S page, some of which I'm familiar with and appear to be reasonable choices, from a risk aversion perspective. I did see that the fund has fairly low volatility and a small peak to trough drawdown, whether or not it performs well is another matter. Without understanding the OP's starting point, it's difficult to understand where he wants to get to. Risk is an infinite variable that is dfferent for everyone hence it's not really possible to recommend specific products or funds.

https://global.morningstar.com/en-gb/investments/funds/F00000PZ8V/portfolio