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Identity fraud + disputed CCJ against E.ON Next – need expert guidance

Aura_Aura2025
Aura_Aura2025 Posts: 2 Newbie
First Post Photogenic
edited 21 November 2025 at 5:31PM in Credit file & ratings
I’m dealing with suspected identity fraud linked to E.ON Next and a CCJ (£770) I did not register.

Key points:

- Start: Sept 2024, ongoing emails about identity fraud; no evidence of original contract or communications provided by E.ON Next.
- 26/03/2025: CCJ/invoice for £770 with no correct email/phone on file; no mail activation; adjustment/refusal on 07/03/2025.
- Credit impact: Experian around 719 after E.ON Next, hurting loan opportunities.
- Residency issue: I was in Thailand Sep 2024–Jul 2025; not living at the property; a friend collected statements.
- Other: Council Tax at a different address; evidence of travel, social media activity, and a 19/10/2023 letter from E.ON Next.

What I need help with:
- How to obtain original documents/evidence from E.ON Next (contracts, emails).
- How to challenge the CCJ and correct credit reports due to identity fraud.
- Which regulators or ombudsmen to contact (and typical timelines).
- Any template letters or steps to compel evidence and remedial actions.

If you’ve faced something similar, please share templates, recommended actions, or resources. I’m happy to provide redacted docs in private messages.

Comments

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