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Cash investment

I have £25,000 to invest. what is the best way to go?
Should I take a few risks on the stock market? if so where would i start?

Comments

  • Hi, peety,

    It's hard to know what to advise without knowing a bit about your circumstances but generally speaking, if you have a regular income, no non-mortgage debt and 6 months worth of expenditure saved in an easy-access high interest account, it is probably time to think of investing ( as opposed to saving ).

    I would say that your first move should probably be to put the whole sum into a high interest account and go out and learn about investing. I daresay you are keen to get started but the market will always be there.

    Two excellent places to learn - Incadamy, which has free courses in all aspects of investing

    http://incademy.com/pages/home.htm?ginPtrCode=10002

    and the Motley Fool, which is a fantastic resource, also free.

    http://www.fool.co.uk

    HTH

    Cheerfulcat
  • On the cigarette packets there is a message which more or less says "Smoke these and killl yourself".

    When advertising investments it says something along the lines of:-

    We do not know what will happen with stocks and shares in the future. In the past some people have prospered by investing in stocks and shares but that does not mean to say that investing in stocks and shares now is a good idea.
    ...............................I have put my clock back....... Kcolc ym
  • On the cigarette packets there is a message which more or less says "Smoke these and killl yourself".

    When advertising investments it says something along the lines of:-

    We do not know what will happen with stocks and shares in the future.  In the past some people have prospered by investing in stocks and shares but that does not mean to say that investing in stocks and shares now is a good idea.

    Even if you think that this is a bad time to invest in shares ( is that what you mean? ), there are other forms of investment. The worst thing is to do nothing IMHO.

    regards

    Cheerfulcat
  • dunstonh
    dunstonh Posts: 118,602 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    There are also those that say now is a good time to go into equities. Those that i placed in August are now over 5% up. However, that could be wiped out if it was to go down again, which it probably will, then it will be up, then down, then up, then down, then up, then down, then up, then down.........

    Its all about an investing in a range of funds which suit your attitude to investment risk and are sensible for the timescale involved. As everyone is different, you cannot get a one size fits all answer.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Thanks to everyone who is passing advice to me. I might just go to a financial adviser to got more options. A friend of mine thinks I should buy a brand new house and sell it on before I pay the second monthly mortgage. She has done this twice and made a tidy sum of around £8000. Could of gone all wrong for her though and she could still be trying to sell it now.
    Thanks again
    Colin
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