Money gift to relative on pension credit

Spoonie_Turtle

Bigwheels1111 said:

My friend’s mother had issues with money when her husband died.
Was getting all the benefits she was entitled to but was not enough.
Im sure this was not the right way to do it but never been questioned in over 20 years.
He son put his mum on one of his bank accounts , co-signing.
Her pension and benefits are deposited there.
She pays her bills, he tops it up if it gets low.
Well it is his account and he doesn’t want to go overdrawn.
Job done.
Iffy I know.

In what way?  Cash gifts from relatives aren't counted as income for benefits purposes, only capital.  And if the gifts are helping to keep someone afloat then they're clearly not accumulating as capital over any kind of relevant threshold.