DCB Legal LOC Client: Smart Parking Ltd

rubyslippers24

Another Leter of Claim received! (Previous thread was for another PCN on May 2025 with DCB which was dissolved). This is such a waste of time! 

This one is 90 free minutes over stay in Bridge Green, Prestbury 16th Feb 2024. I did not get any PCN or notices, until Debt collection letters cam through (ignored) then LOC 21st October 2025. Can I confirm that I am still sending the template, and not adding anything else content? I do not want to say too much. Thank you

Dear Sirs,

Your Ref. xxxxxxxx

Proposed Letter of Claim

Claimant: DCB Legal Ltd

I refer to your letter of claim.

I confirm that my address for service for the time being is as follows, and any older address must be erased from your records:

xxxxxx

You should revert to your client because the 'propensity to pay' score in my case is zero, so any claim is futile.

The alleged 'debt' is disputed and any court proceedings will be vigorously defended. I deny the debt. 

Many thanks 
(My name: which is on letter also)

Gr1pr

Either use the above to deny any alleged debt and to confirm your name and address 

Or do the same using the LoC template in the 2nd post in the newbies sticky thread in announcements 

No need to discuss the case 

rubyslippers24

Just put in an AOS to MCOL and wanted to check with you Para 3 is suffice to submit with other 9 paragraphs:

3. The Defendant was the registered keeper and usual driver of the vehicle at the material time. The Claimant alleges a parking event on 16 February 2024 at xxxxxx, for the reason stated as “Overstayed Free Time.” The Defendant does not recall parking at this location on the date in question. Crucially, the Defendant was never issued with a Parking Charge Notice, nor did they receive any Notice to Keeper, reminder, or correspondence from the Claimant that would have provided an opportunity to review the allegation or appeal. The first awareness of this matter arose only upon receipt of a debt recovery demand, long after the alleged event. In the absence of any properly served PCN or statutory notice, the Defendant denies liability for the charge.

Many thanks

Gr1pr

I strongly suggest that you use the recent current Smart Parking DCB Legal bespoke template which is 11 paragraphs,  not 10, from the Smart Parking group thread by sluzz,  ( not the universal template defence. )

Coupon-mad

rubyslippers24 said:

Just put in an AOS to MCOL and wanted to check with you Para 3 is suffice to submit with other 9 paragraphs:

3. The Defendant was the registered keeper and usual driver of the vehicle at the material time. The Claimant alleges a parking event on 16 February 2024 at xxxxxx, for the reason stated as “Overstayed Free Time.” The Defendant does not recall parking at this location on the date in question. Crucially, the Defendant was never issued with a Parking Charge Notice, nor did they receive any Notice to Keeper, reminder, or correspondence from the Claimant that would have provided an opportunity to review the allegation or appeal. The first awareness of this matter arose only upon receipt of a debt recovery demand, long after the alleged event. In the absence of any properly served PCN or statutory notice, the Defendant denies liability for the charge.

Many thanks

No. You aren't writing a para 3. We've signposted you to the bespoke thread for all Smart defences. No need to show that to us.

rubyslippers24

Great. Thank you. Understand it just a simple copy and paste (no editing) of 11 paragraphs edited here:  https://forums.moneysavingexpert.com/discussion/comment/81766214/#Comment_81766214

Coupon-mad

Yes. 

As confirmed by me on the next page there.