DCBLegal Letter Of Claim

Kopite93

Hi,

Please accept my apologies first of all, I have been reading through the newbie thread and previous threads about DCBLegal, but I'm really struggling to understand the legal process and jargon, and was hoping somebody may be able to provide some direction.

I can't share the photo, however, I have received a letter from DCBLegal entitled "Letter of claim". They state that they act for Bank Park Management Limited, and that it is a formal letter of claim in accordance with the Pre-Action Protocol for Debt Claims.

They have detailed a basis of claim and stated the amount of debt as £160.00, and stated I should make payment within 30 days of the letter (dated 16/10/25) or complete a reply form and financial statement. "Failure to do so is likely to result in a claim being issued without further notice."

Please could someone advise how I should proceed in this particular situation, is there a specific template that I can use to respond to DCBLegal, how should I approach this?

Thank you in advance!

Gr1pr

You can attach redacted pictures using the picture icon but must also add a short sentence first, but no personal or private information please,  so carefully redact first

Email the Letter of Claim response template to the info@ email address for dcb legal,  as is, no alterations,  easy peasy 

Put the paperwork in a drawer,  no filling in forms etc, just one email only

Then wait for the inevitable N1SDT court claim pack from the CNBC in Northampton using MCOL to arrive in the post in the next few weeks or months 

No paying either 

Kopite93

Thank you!

Just to check, is the below the template that you mean?

Dear Sirs,

Your ref: [insert reference number]

Proposed legal proceedings

Claimant: [insert name of parking company]

I refer to your letter of claim.

I confirm that my address for service for the time being is as follows, and any older address must be erased from your records:

[Insert correct address here]

You should revert to your client because the 'propensity to pay' score in my case is zero, so any claim is hopeless and a waste of the court fee (whether 'fronted' by your firm or not). Move on to weaker victims.

The alleged 'debt' is disputed and any court proceedings will be vigorously defended.

Yours faithfully,

----

You can briefly also state your reasons for disputing the claim and/or state (if true) it was so long ago you have no idea what it's about and/or (if true) that you were not the driver and do not believe their client can hold the keeper liable.

Gr1pr

Correct,  thats the one