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Pet sitter in your home

Hi. I have booked a pet sitter through Rover for one holiday, but I am planning a second holiday and the same pet sitter asked if I would book him directly to save on the costs Rover charge both of us. If I pay him directly to pet sit and stay in my home, will my home insurance cover him or should I take out extra insurance? Thanks. 

Comments

  • twopenny
    twopenny Posts: 7,952 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Also does he have insurance? In the case of anything happening which may or may not be his fault it would be him your insurance might be chasing.
    If you are paying him directly he's just a random person you have left in your home.
    So look at both aspects 

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  • josephine82
    josephine82 Posts: 474 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    edited 21 October at 8:08PM
    You should check both your home insurance and your pet insurance, along with the details that are provided by Rover and any insurance in place with the sitter personally to understand what’s in place if you book directly. 

    I’m a cat sitter and I only book clients via the platform I’m registered with due to what they provide both for the cat sitter and the client. It’s worth the deduction in fees in my opinion. Some of my clients have said they will be fine to
    pay direct but I prefer the protection of the platform. 



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  • BungalowBel
    BungalowBel Posts: 418 Forumite
    100 Posts Second Anniversary Name Dropper
    My husband and I used to do this (still do occasionally).  When clients have asked to book us direct, we have told them we are not insured if they do.  Some have just taken this on board and booked us anyway.  One just said, 'you will be a visitor in my house, if anything happens the home insurance will cover it'.  So as long as they are prepared to book us on the basis that we are not insured, we do the job.
  • sheramber
    sheramber Posts: 23,195 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Hi. I have booked a pet sitter through Rover for one holiday, but I am planning a second holiday and the same pet sitter asked if I would book him directly to save on the costs Rover charge both of us. If I pay him directly to pet sit and stay in my home, will my home insurance cover him or should I take out extra insurance? Thanks. 
    Best people to ask is your insurance company. 
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