Switching to accounts where you've already received a bonus, or have savings account with them?

throughtheblue

I don't usually repeat switch offers to banks I've already had a switch payment from, but more recently I prefer some of the requirements from banks that I've switched to before. 

Last year I switched to Lloyds, and opened a savings account with them which is in use. I recently switched out my Lloyds to FD and got the bonus (last did it 5 years ago). I want to switch bank in to LLoyds, but I already have a saver with them, just not the current account. 

In this situation would I be unlikely to receive the bonus, and just try a bank I haven't used?

Thanks

wmb194

throughtheblue said:

I don't usually repeat switch offers to banks I've already had a switch payment from, but more recently I prefer some of the requirements from banks that I've switched to before. 

Last year I switched to Lloyds, and opened a savings account with them which is in use. I recently switched out my Lloyds to FD and got the bonus (last did it 5 years ago). I want to switch bank in to LLoyds, but I already have a saver with them, just not the current account. 

In this situation would I be unlikely to receive the bonus, and just try a bank I haven't used?

Thanks

What do the Lloyds switch T&Cs say? Don’t they say something about if you’ve received a switch incentive in the past?

flaneurs_lobster

Couple of years ago I tried to double bubble on a Lloyds bank switch, about 18 months after the first bonus.
I did not get the second bonus but I did get a very polite letter informing me why (and a second current account).

I reckon they are pretty good at spotting non-eligibles.