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Nationwide nightmare with bereavement team and inaccurate figures and no support

2

Comments

  • SiliconChip
    SiliconChip Posts: 2,298 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    A fixed rate bond is the easiest thing to calculate the interest for, the only real issue is whether the fixed term ended at death or continued to the bond end date. Either way if you can give us the sum invested, the start date, the interest rate, and the two possible end dates, I'm sure we'll be able to work out what the value including interest should have been at maturity.
  • Aaron3195
    Aaron3195 Posts: 74 Forumite
    Tenth Anniversary 10 Posts Name Dropper Combo Breaker
    edited 17 October 2025 at 6:01PM
    I'm not surprised, I'm on day 57 of waiting for my father's tax statements from Nationwide. They said they have a 10-30 day back log and I've called twice to chase them up. Hopefully they get it right first time, I need it before I can start probate
  • Cobbler_tone
    Cobbler_tone Posts: 1,599 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My MIL passed away on NYD, so over 10 months ago. Her affairs weren't dealt with immediately but think the Co-op have been handling the case for 6 months. Horrible trust.
    Out of the four banks/building societies where funds are arriving from, Nationwide is the only one we are waiting for and it'll be the smallest balance of the four. Less than £20k. Could be a coincidence but they clearly are last in this race.
  • hicksmat1976
    hicksmat1976 Posts: 7 Forumite
    Name Dropper First Post

    I just joined, posted this on another thread, totally appropriate to re-post here:

    My mum passed several weeks ago. I am the sole beneficiary and sole executor of mums estate.

    Mum banked with Nationwide - just 1 account.

    I went into her branch to notify them of her death.

    I then was told to wait 2 weeks for letter in the post (why this couldn't all be done in branch I don't know - I had all the paperwork on me such as the will and the death cert).

    I've had the letter back now a few weeks later, and it says what I expected which is - go to probate - why could they simply not just say this in branch 2 weeks ago?

    I look at their bereavement booklet they have provided, there is a section about help paying for things such as funeral and probate. The booklet claims "you may need to pay for urgent expenses such as grant of probate - to cover these fees fill in a form and send to us - we don't need to see the bill - we will make the cheque out to the court".

    This is NOT how it works if you are applying for probate online.

    Filling out the probate application online ends with the payment section - which is card only, which means the executor has to pay (not as previously claimed by nationwide in their booklet, the deceased) and then Nationwide will reimburse you after.

    I called Nationwide and they have had to log a complaint because a) they agree the bereavement booklet advice looks incorrect, and b) they insist I pay for probate and they will pay me back - which I refuse to do.

    Online I also saw this: 

    "Nationwide allows you to access money from a deceased customer’s account to pay for urgent probate court fees, funeral costs, and Inheritance Tax before the Grant of Representation is officially issued. You can request this assistance by contacting their dedicated bereavement team or filling out specific forms in-branch."

    also not true.

    reading the stories on here, particularly regarding Nationwide, sound like a horror show, and I'm in one myself now.

  • Florenceem
    Florenceem Posts: 9,171 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero

    This is totally not the same as my experience with Nationwide.

    My husband passed away in January and the money in his accounts was swiftly transferred to mine.

  • hicksmat1976
    hicksmat1976 Posts: 7 Forumite
    Name Dropper First Post
  • Florenceem
    Florenceem Posts: 9,171 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero

    No it was separate accounts - will naming me as beneficiary.

  • hicksmat1976
    hicksmat1976 Posts: 7 Forumite
    Name Dropper First Post

    but did you have to go through probate (£50k or more)?

  • sheramber
    sheramber Posts: 25,199 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper

    You can get a cheque from Nationwide and apply for probate by post.

    That will probably be quicker than waiting for a complaint to be dealt with.

  • hicksmat1976
    hicksmat1976 Posts: 7 Forumite
    Name Dropper First Post

    nope.

    I would have to pay as executor and then get funds from nationwide after. that is how it works currently. as of today.

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