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Halifax overdraft charges from over 10 years ago, maybe 15!

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  • retiredbanker1
    retiredbanker1 Posts: 813 Forumite
    500 Posts Second Anniversary Name Dropper
    I know a lot will call me biased due to being an ex banker but can I make one point?

    The lady (or her husband to be precise) said that at times she had gone out of overdraft and back into credit.
    Then life got in the way and she needed to pay urgent bills etc. - what would she have done if the overdraft facility had not existed?
    You could make a point that the bank helped her out?
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