We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Discovered hidden council deed after buying house – any legal options?

Hi everyone,

I’m hoping for some guidance on a situation I’ve discovered recently.

I bought my house about 2 years ago. I’ve just found out that a deed was signed between the seller and the council a few years before the sale. This deed states that no occupier or owner of the property can apply for a residents’ parking permit because the house is part of a low car housing scheme. This was a condition imposed by the council when planning permission was granted to the developers to split an existing house into two houses - one of which we purchased.

This deed was never provided to me or my solicitor during conveyancing.

In the TA6 Property Information Form (I think that’s what it’s called - the seller’s questionnaire), the seller answered “not known” to the question about whether the property is affected by any parking schemes or restrictions. Their solicitor even told ours to “rely on your own searches”.

Our solicitor later concluded that all searches were fine - though I’m not sure whether this deed was missed by them or simply not available in the searches.

My questions are:

  1. Can I take legal action against the seller for withholding this information?

  2. Would this amount to fraudulent misrepresentation, given the seller clearly knew about the restriction (they signed the deed themselves just a few years earlier)?

  3. Is it realistically worth pursuing legally - what are the chances of success or recovering any money, and what would the costs likely be?

I’d really appreciate any advice.

Thanks in advance for any help - this has been a real shock to discover and my wife and I feel as though we've been conned. 

«134

Comments

  • kinger101
    kinger101 Posts: 6,627 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It would be difficult to prove the seller did know.  Your solicitor has failed so my initial complaint would be with them.
    "Real knowledge is to know the extent of one's ignorance" - Confucius
  • user1977
    user1977 Posts: 18,322 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited Today at 10:20AM
    Wasn't it mentioned in the planning consent?

    What was discussed about parking permits? 
  • UKresident3333
    UKresident3333 Posts: 18 Forumite
    10 Posts Second Anniversary
    kinger101 said:
    It would be difficult to prove the seller did know.  Your solicitor has failed so my initial complaint would be with them.
    But if they signed the deed in 2018, surely that proves they did know? The entire deed is about the parking permit restriction. How could they have signed it without knowing that they've signed it?
  • UKresident3333
    UKresident3333 Posts: 18 Forumite
    10 Posts Second Anniversary
    user1977 said:
    Wasn't it mentioned in the planning consent?

    What was discussed about parking permits? 
    We didn't receive any information about parking permit restrictions throughout the entire process. When the seller applied for planning permission for the development, they were told by the council that this could go ahead with the condition that a deed is signed restricting any occupier of the house from applying for a parking permit. We were not given this information during the process of buying the property.
  • sheramber
    sheramber Posts: 23,120 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    If they signed the deed it is strange that they answered ‘not known’. 

    Are you aware the house was part of a low car housing scheme? 

    If you were, what enquiries were made as to what that entailed? 




  • user1977
    user1977 Posts: 18,322 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    user1977 said:
    Wasn't it mentioned in the planning consent?

    What was discussed about parking permits? 
    We didn't receive any information about parking permit restrictions throughout the entire process.
    Ok, but presumably you were aware there's a permit scheme in operation? Did the seller say the house was entitled to a permit? Didn't you see the planning consent, if not that deed in particular?
  • UKresident3333
    UKresident3333 Posts: 18 Forumite
    10 Posts Second Anniversary
    edited Today at 10:42AM
    sheramber said:
    If they signed the deed it is strange that they answered ‘not known’. 

    Are you aware the house was part of a low car housing scheme? 

    If you were, what enquiries were made as to what that entailed? 




    During the process of buying the house, we had no idea it was part of a low car housing scheme as that information was withheld by the seller. When our solicitor pushed back on their 'not known' answer, they simply responded that we need to rely on our own searches. This seems like a dishonest and sly tactic to avoid telling us what they knew about the deed they signed - which in my opinion counts as fraudulent misrepresentation (although my legal knowledge is limited!). 
  • UKresident3333
    UKresident3333 Posts: 18 Forumite
    10 Posts Second Anniversary
    user1977 said:
    user1977 said:
    Wasn't it mentioned in the planning consent?

    What was discussed about parking permits? 
    We didn't receive any information about parking permit restrictions throughout the entire process.
    Ok, but presumably you were aware there's a permit scheme in operation? Did the seller say the house was entitled to a permit? Didn't you see the planning consent, if not that deed in particular?
    No so strangely the document the seller did share with us shows limited correspondence with the council about planning permission but they have carefully not included the letter about the deed or the deed itself. So it is impossible to tell from the documents they shared with our solicitor that the deed existed. We were aware of a CPZ that exists during limited hours on the road but that exists in most areas in London and isn't a reason to withdraw from buying a house itself - because you can simply purchase a permit and park there. They specifically withheld the information about the specific deed they signed restricting occupiers of the house from purchasing a permit.
  • EssexHebridean
    EssexHebridean Posts: 24,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited Today at 10:48AM
    First - you will have been provided with a copy of the searches, so presumably when you read through them you didn’t flag up anything about the parking situation or you would have alerted your solicitor to this if you had thought they’d missed it, if that’s so, then you can assume there was nothing there to raise concerns. 

    Looking at the planning stuff around the property - not just what was provided by the seller’s solicitor but also the stuff you found online yourself via the local planning portal - are you confident that there was nothing in there that ought to have raised a red flag, and that you just missed at the time?

    if the seller signed the TA6 having put a “not known” about a parking restriction that they signed a deed relating to, then you would theoretically have come back there - but I suspect you will need to weigh up whether it will be worth what might be a protracted and expensive legal exercise to get anything sorted that way. And in any event what outcome do you want from this?
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • UKresident3333
    UKresident3333 Posts: 18 Forumite
    10 Posts Second Anniversary
    First - you will have been provided with a copy of the searches, so presumably when you read through them you didn’t flag up anything about the parking situation or you would have alerted your solicitor to this if you had thought they’d missed it, if that’s so, then you can assume there was nothing there to raise concerns. 

    Looking at the planning stuff around the property - not just what was provided by the seller’s solicitor but also the stuff you found online yourself via the local planning portal - are you confident that there was nothing in there that ought to have raised a red flag, and that you just missed at the time?

    if the seller signed the TA6 having put a “not known” about a parking restriction that they signed a deed relating to, then you would theoretically have come back there - but I suspect you will need to weigh up whether it will be worth what might be a protracted and expensive legal exercise to get anything sorted that way. And in any event what outcome do you want from this?
    So is it the buyer's responsibility to search on the local planning portal to find this information - if so, what is the point in the two solicitors' roles? Does that mean I do not have grounds for a legal case as I could have just searched this on the local planning portal, and the seller is allowed to lie and put 'not known' in the seller questionnaire? (These are genuine questions by the way as I'm not too experienced or knowledgeable in this field)

    In terms of what outcome I'd want - for me it is clear. The value of the house was based on there being no parking restrictions and we paid an amount believing there was no parking permit restriction deed against the property. So I would want to be compensated for the decreased value of the property compared to what I paid for it.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.