We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Increased Markets Volatility

1235»

Comments

  • Indout96
    Indout96 Posts: 2,394 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 14 October at 12:55PM
    63, been semi retired since 58 and can get to SP in just over 3 years (wife of 43 years is 71)
    I have 1 x DB, plus 2 DC Wife has 2 x DB and SP
    We have 3 years spending in cash ISAs
    I am drawing 5% from both DC and the money then goes back in to my S&S ISAs so tax paid (yes i understand this can work against me over time but who knows and I prefer it)
    All DC & S&S ISAs are invested in Global funds, no individual shares at all ( thank you Rebel Finance school)
    There are no plans to change any of this in the future, invest until you expire, not retire.
    Totally Debt Free & Mortgage Free Semi retired and happy
  • Albermarle
    Albermarle Posts: 28,950 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Indout96 said:
    63, been semi retired since 58 and can get to SP in just over 3 years (wife of 43 years is 71)
    I have 1 x DB, plus 2 DC Wife has 2 x DB and SP
    We have 3 years spending in cash ISAs
    I am drawing 5% from both DC and the money then goes back in to my S&S ISAs so tax paid (yes i understand this can work against me over time but who knows and I prefer it)
    All DC & S&S ISAs are invested in Global funds, no individual shares at all ( thank you Rebel Finance school)
    There are no plans to change any of this in the future, invest until you expire, not retire.
    Not heard that one before, hopefully it is not copyrighted !
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.