Too much TECH in isa?

InvesterJones

If you don't plan to access for at least 10 years, why are you logging in every day?

To me it looks like a very risky portfolio but presumably you were happy with that risk when you set it up? If you want to dial down the risk then why not follow the previous suggestions and/or put everything in a more diverse fund like a multi-asset?

sidneyyoungblood

InvesterJones said:

If you don't plan to access for at least 10 years, why are you logging in every day?

To me it looks like a very risky portfolio but presumably you were happy with that risk when you set it up? If you want to dial down the risk then why not follow the previous suggestions and/or put everything in a more diverse fund like a multi-asset?

Hi thanks for reponse ... it was the gains on the palantir stock and tech which took them from  a much lower percentage to  the current one over the last couple of years plus greed / fomo kept me holding ..  It is been around a  month since AI bubble fears keep popping up on my message feed so I keep checking daily since . 

InvesterJones

Greed and FOMO are indeed risky things to entertain. Try and step back from whatever is causing that and instead plan a strategy for your investment that you will be comfortable sleeping on, then move to that and leave alone.

Albermarle

Sleepless nights worrying and logging in everyday is getting too much for me espeically when I dont really know what  I am doing ...   Is it worth speaking to a financial advisor ?

A common question on this forum, but not one with a black and white answer, as it depends and they charge of course.

In your case, the basic advice would be as in the previous posts. Dial down the risk until you feel more comfortable with it.