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Negative Equity on PCP

amandaevans_2
Posts: 3 Newbie

in Motoring
I have PCP on a Mercedes Benz A Class which was taken out 6 months ago brand new from Marshall Mercedes Benz.
I want to change the vehicle I absolutely hate it as every speed bump and dip leaving a car park scrapes my under carriage unless I am able to move to a 45 degree angle and its still hit or miss as to whether I am going to drag it along the speed bump despite doing like 4 miles an hour maximum.
This appears to be a common thing online with other A-Class owners too.
Its a 2025 plate and done just under 4k mileage and is immaculate.
My settlement quote is £30,258 which includes the rebate of £5,533 however going off the parker guide its valuing my car at approximately £26,245.
I am happy to stay with Mercedes but I am being told that its unlikely they can help me unless I put another few grand into moving to another car?
Any help would be greatly appreciated as id like to go back to a GLA and increase my monthly payment from £410 to £550 maximum but I am reluctant to put another 2k into another car when I only paid that 6 months ago.
But I can continue to drive a car and have to try to avoid all roads with speedbumps etc its utter madness this.
I want to change the vehicle I absolutely hate it as every speed bump and dip leaving a car park scrapes my under carriage unless I am able to move to a 45 degree angle and its still hit or miss as to whether I am going to drag it along the speed bump despite doing like 4 miles an hour maximum.
This appears to be a common thing online with other A-Class owners too.
Its a 2025 plate and done just under 4k mileage and is immaculate.
My settlement quote is £30,258 which includes the rebate of £5,533 however going off the parker guide its valuing my car at approximately £26,245.
I am happy to stay with Mercedes but I am being told that its unlikely they can help me unless I put another few grand into moving to another car?
Any help would be greatly appreciated as id like to go back to a GLA and increase my monthly payment from £410 to £550 maximum but I am reluctant to put another 2k into another car when I only paid that 6 months ago.
But I can continue to drive a car and have to try to avoid all roads with speedbumps etc its utter madness this.
0
Comments
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Hardly immaculate if you've been regularly scraping the underside on speed bump and the like!
I hope you haven't mentioned that to the dealer.
You've now realised how much cars depreciate as soon as you drive them away.
Staying with MB is probably a good idea as they will hopefully value your loyalty and make it less painful than going elsewhere.0 -
Is the suspension right?
I’ve had my A Class for nearly 5 years. I regularly need to drive over speed bumps and never had an issue. On average I’m at about 12mph going over speed bumps.Never had a problem either getting on and off the ferry when going on holiday, including driving up to the mezzanine deck when I’ve had to.0 -
amandaevans_2 said:I have PCP on a Mercedes Benz A Class which was taken out 6 months ago brand new from Marshall Mercedes Benz.
I want to change the vehicle I absolutely hate it as every speed bump and dip leaving a car park scrapes my under carriage unless I am able to move to a 45 degree angle and its still hit or miss as to whether I am going to drag it along the speed bump despite doing like 4 miles an hour maximum.
This appears to be a common thing online with other A-Class owners too.
Is it one with lowered suspension, AMG-line, or even "full" AMG?
Presumably, you had no such issues with the one you test-drove before ordering your car...?
You can, of course, change your car at any time within the term of the finance - but this is not going to be cost-free. You've had the car for the most expensive proportion of its life, in terms of depreciation.0
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