We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Right to buy maisonette-home survey

2»

Comments

  • vic_sf49
    vic_sf49 Posts: 772 Forumite
    Part of the Furniture 500 Posts Name Dropper
    There are two main sorts of survey. One a valuation survey, which may have been done here by the council, or is usually done when needing a mortgage. 

    And a survey to look for issues with the property. Whether you need that, is up to you. Would someone new to the property, uncover any issues you don't already know about?

    And if they did, can you even haggle the price on a RTB? So really, it'd be a "yes I'm still buying it, or I'm running away" situation, depending on the results. But also, for a few hundred quid, may be worth it for the peace of mind, so go with whatever makes you the most comfortable. 

    Just double checking ref the entension... the bit you want to extend, would be onto your garden area I hope?
  • gwynlas
    gwynlas Posts: 2,390 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 10 October at 8:16AM
    It is probably not worth having a level 3 survey if you are part of a block as the surveyor would not have access to many parts of the building.
    Are the upper maisonettes still social housing or private?
    Given major works undertaken recently you should be okay with a valuation survey.
    Please check with your neighbour regarding their receiving permission for extension
  • My neighbour above is social housing and the 2 next to me own their homes. Directly next to me is the person with the extension and my extension I was hoping would run alongside hers and it would run into our garden we all have separate gardens fenced off 

    I don’t know if they would discover anything we don’t already know about the property just wanted to be prepared if there was anything I wasn’t aware of that I needed to know but I mean it’s a good point that I wouldn’t try to haggle down the price further if I wanted that anyway as a result of a survey I would need a to request a district valuer through the council and then they can review it but I was thinking before accepting I could put the report to them and anything major they could rectify before I accept to buy 
  • Would I need permission from my neighbour if it’s extending into my garden and which ones or all of them?
  • lincroft1710
    lincroft1710 Posts: 19,126 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 10 October at 2:37PM
    Would I need permission from my neighbour if it’s extending into my garden and which ones or all of them?
    You may need a Party Wall Agreement, especially if you are joining any part of your extension to their property. You may also require permission from the freeholder (the council), planning permission and most definitely Building Regulations Approval. I am assuming that the extension would not trespass on to land assigned to other maisonettes.
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • MEM62
    MEM62 Posts: 5,387 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    @babybear1989 A survey give you peace of mind.  Whether you have one done is your decision based on whether you want that assurety.  For me (assuming leasehold) the bigger issue would be maintenance charges if the local council is the landlord.  These can be extortionate where local authorities are involved.     
  • The extension wouldn’t be on their land just in our garden I need to get the blueprints of what would be mine I’m guessing this will be provided when we purchase the property I’m unsure 

    they have explained the yearly fees for the leasehold which is under 1500 for the year 
  • MEM62
    MEM62 Posts: 5,387 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    they have explained the yearly fees for the leasehold which is under 1500 for the year 
    Until they decide that the building needs work done to it and you end up with an additional bill for £000's. This is a known risk with ex-Council lease properties.  .  
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.