We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Not received all goods from a what seems to be a fake clothing website, Amex refusing to pay me bac

2»

Comments

  • th081
    th081 Posts: 180 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    The law needs to be made tighter so that these credit card company's check before allowing some random party to use their payment system. 
  • MyRealNameToo
    MyRealNameToo Posts: 2,122 Forumite
    1,000 Posts Name Dropper
    th081 said:
    The law needs to be made tighter so that these credit card company's check before allowing some random party to use their payment system. 
    Who are you considering "credit card companies"? 

    If I signing up for PayPal, Worldpay etc neither the card networks nor card issuers have any say as to if I can accept payments 
  • saajan_12
    saajan_12 Posts: 5,333 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    th081 said:
    The law needs to be made tighter so that these credit card company's check before allowing some random party to use their payment system. 
    The education and then personal responsibility needs to be made tighter so that these individuals check before making payments to some random party. 
  • born_again
    born_again Posts: 21,657 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    BecBond said:
    Hi, 

    As American Express have asked me to contact the seller I have done so quoting the breach of contract due to goods not received. If not response within 24hrs I will get back in touch with American Express to provide the proof and take it from there.  Thanks for your help I will update you. 
    You only get one chance at a chargeback & it's been rejected. 
    Life in the slow lane
  • born_again
    born_again Posts: 21,657 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    th081 said:
    The law needs to be made tighter so that these credit card company's check before allowing some random party to use their payment system. 
    CC co's have zero to do with companies using the visa/mastercard or Amex systems.

    Only retailers merchant bank can check them (If they have one) As now with all the new 3rd party payment providers (sumup etc) there is less checks. Even as a individual you can get a terminal & take payments with no checks at all..

    Far more sense for the likes of Shopify to run checks on sites being set up. As they are by far the biggest co that you see these sites on.
    Just wait till Christmas & they all spring up again.

    Rule of thumb, if it's on Social Media. Avoid like the plague. 
    Life in the slow lane
  • Nasqueron
    Nasqueron Posts: 11,085 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    th081 said:
    The law needs to be made tighter so that these credit card company's check before allowing some random party to use their payment system. 
    CC co's have zero to do with companies using the visa/mastercard or Amex systems.

    Only retailers merchant bank can check them (If they have one) As now with all the new 3rd party payment providers (sumup etc) there is less checks. Even as a individual you can get a terminal & take payments with no checks at all..

    Far more sense for the likes of Shopify to run checks on sites being set up. As they are by far the biggest co that you see these sites on.
    Just wait till Christmas & they all spring up again.

    Rule of thumb, if it's on Social Media. Avoid like the plague. 
    Always do due diligence I agree! I got into Runderwear gear from socials, they are a legit company and do good products (perhaps crucially the prices are not too good to be true) but I checked plenty before ordering anything from them, one of the few it seems!

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • flaneurs_lobster
    flaneurs_lobster Posts: 7,600 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    born_again said:

     Even as a individual you can get a terminal & take payments with no checks at all..
    There are buskers on my local High Street that take cards.......
  • born_again
    born_again Posts: 21,657 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Nasqueron said:
    th081 said:
    The law needs to be made tighter so that these credit card company's check before allowing some random party to use their payment system. 
    CC co's have zero to do with companies using the visa/mastercard or Amex systems.

    Only retailers merchant bank can check them (If they have one) As now with all the new 3rd party payment providers (sumup etc) there is less checks. Even as a individual you can get a terminal & take payments with no checks at all..

    Far more sense for the likes of Shopify to run checks on sites being set up. As they are by far the biggest co that you see these sites on.
    Just wait till Christmas & they all spring up again.

    Rule of thumb, if it's on Social Media. Avoid like the plague. 
    Always do due diligence I agree! I got into Runderwear gear from socials, they are a legit company and do good products (perhaps crucially the prices are not too good to be true) but I checked plenty before ordering anything from them, one of the few it seems!
    Always search off socials to make sure that you are going to legit retailer, not click through on socials. So you do not end up on one just saying they are XXX.👍
    Life in the slow lane
  • Chrysalis
    Chrysalis Posts: 4,793 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 13 October at 3:57PM
    I think American Express could do a better job, but looking at what you posted, there seemed to be a discrepancy in the summary that you posted here.

    Please correct me if I misunderstand this.

    You opened a claim for goods not received.  They investigated and they provided proof of shipment, you then at the point admitted you did get a pair of shoes although not what you ordered and rest of items missing.

    Was this point about the shoes declared by you when the request was made?
  • eskbanker
    eskbanker Posts: 38,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Chrysalis said:
    I think American Express could do a better job, but looking at what you posted, there seemed to be a discrepancy in the summary that you posted here.

    Please correct me if I misunderstand this.

    You opened a claim for goods not received.  They investigated and they provided proof of shipment, you then at the point admitted you did get a pair of shoes although not what you ordered and rest of items missing.

    Was this point about the shoes declared by you when the request was made?
    OP suggests the non-receipt claim was started before the shoes arrived:
    BecBond said:
    I ordered £495 worth of clothes from a website I clicked on from Facebook and I am usually careful but got caught out for the first and last time hopefully!

    I explained to American Express what happened and I had to send evidence, so I sent the order and pictures of the website now closed down and giving security warnings and they initially refunded me and then after a few weeks took it back saying that I do not have enough evidence.  In between all this time I received 1 pair of shoes of terrible quality and no means of returning them and being very carful not wanting to engage too much with a what could be scammers.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.