Advice on my predicament please - ex partner and joint mortgaged property

baseline1988

Hi, yes it is just a religious ceremony but in the eyes of English law not married.  She is joint tenants when adding her to the mortgage and deeds simultaneously.  

PennysIntoPounds

Others will be able to give you much better advice on the financial aspects, but I wondered, if you were happy to have a baby with your wife just over a year ago and it's turned toxic in such a short space of time, if she has post natal depression.
Might be worth researching and gently proposing some support solutions to her.
Even if your relationship can't be salvaged, it may help you both be in a better emotional place to deal with the legalities

baseline1988

Hi, yes i believe this has added stress to her and has brought a side to her worse then i have seen although over the previous 5 years its always been on and off - good and bad etc.  But when i am witnessing behaviours similar to my first marriage if not worse and the child being in the middle of world war 3 breakouts, i cannot let that happen to my new born and mentally go through all this again so thats why i need to escape this.

Appreciate everyones advice and i have looked into counselling and mediation as well in the mean time and will just ride this out what ever path it takes in the mean time or unless she agrees to my offer hopefully and so we can all move on  

Savvy_Sue

If you'd been legally married or in a civil partnership, it would have been more straightforward to finalise a split, because divorce proceedings have clear routes for sorting out the finances.

However, I'd strongly recommend that you consult a solicitor who specialises in non-marital splits, because you will not be able to 'force' her to do anything. Mediation would possibly be useful, if she'd agree to it. 

Would she even be able to buy you out? 

RAS

You say that there was a religious ceremony but no civil ceremony? Was the partner a GB citizen when this took place?

If this took place outside GB, it may be recognised by GB as the majority of marriages abroad are recognised in GB as long as they met the local requirements in the country where it took place.

I'd suggest you clarify that situation with a good solicitor, perhaps an immigration specialist?

baseline1988

I will look into mediation thank you. 

We are both born and UK nationals.

i will look into a solicitor maybe after mediation but wondered if I had to start the route of forcing a sale or her to buy me out (financially she and her family are a lot stronger then myself), would the fees be split upon a decision does anyone know or a case I have to bare all the costs?