ccj advise dcb legal

flexo786

Hi
wanted some advise on what to do in this instance. to keep it brief 
- got a parking ticket in jan 25  for Vehicle Not Parked Within A Marked Bay.

- at the time appealed the fine but wasn't aware of this forum section so appealed online with a generic kind of reply about the vehicle being to big for the bay. they referred to signage and didn't accept.  
- email was ignored.
- they've took it to court but had a slight error on the address and a character missing from the name. this has led to letters been delivered to a shop rather than the flat. shop isnt trading so letter was received late. ive received the letters when the judgement has already been applied. 
now the 30 days for the case is tomorrow. amount due is 290. 

from what I've read i can possibly go down the route of submitting the n244 form 
in my case my main issue is i dont want it affecting my credit rating, what would be the better option to pay it and itl gets removed as its the first 30 days or to submit the n244 on the fact the letter wasn't received till after the judgment was made. 

thanks 

Coupon-mad

It will affect your credit rating temporarily if you apply to set aside the CCJ, but that is the best route as in the end it costs you nothing at all if the judge orders the C to pay your court fee.

Paying it within the calendar month wipes it.

DO NOT be tempted to pay it after the expiry of a calendar month.

flexo786

the letter dated for the 27th august so technically if paid by today im within the month.  is it wiped automatically once payment is made or do you have to go through a process as got a few insurance renewals in 6 weeks so would be better if nothing on my name due to previous issues already for credit 

flexo786

am i right in saying as well worse case scenario with the set aside is you pay the full amount plkus my fees? if for whatever reason its rejected. im still reading and getting my heard around the previous cases on hear to try and understand the process 

Coupon-mad

An application to set aside a CCJ where the claim was improperly addressed would not fail because there is binding case law (VCS v Carr) from this year. And because the CPRs mean such a set aside is mandatory, not at the judge's discretion.

If you pay it today in full to the solicitor, it is wiped almost immediately and automatically.

flexo786

thanks for the prompt reply Coupon-Mad. unfortunately this time will be paying off but at least i know what to do if this situation happens again. thanks for your help