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Home Insurance- How do you choose ?

SootySweep1
Posts: 242 Forumite

Hi
It's that time of year again where my home insurance is due & so I'm looking at comparisons.
Yes, I can see that I could probably get cheaper home insurance cover but it would probably be from a company I've never heard from.
In reality I'm not looking for the cheapest quote I can find rather I'm looking for a policy that is good value in that if I need to claim they are responsive, supportive and reasonable to deal with. A company that will pay out rather than try to wiggle out of their obligations.
I tend to try to use a company that is defacto 5 rated but not sure that's a good way to choose ?
How do you choose ? Any advice?
It's that time of year again where my home insurance is due & so I'm looking at comparisons.
Yes, I can see that I could probably get cheaper home insurance cover but it would probably be from a company I've never heard from.
In reality I'm not looking for the cheapest quote I can find rather I'm looking for a policy that is good value in that if I need to claim they are responsive, supportive and reasonable to deal with. A company that will pay out rather than try to wiggle out of their obligations.
I tend to try to use a company that is defacto 5 rated but not sure that's a good way to choose ?
How do you choose ? Any advice?
0
Comments
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I use the comparison tools on here and then choose. I don't necessarily go for a cheapest but a company I've heard of.
If the renewal price on my current policy is only a small increase then I stick with them as IMO it's not worth the effort for a few pounds.
I haven't needed to make a claim for years so can't help on that count.0 -
I claimed from Sheilas Wheels once, don't know how they compare price was but it was trouble free.1
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