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Home Insurance- How do you choose ?

Hi
It's that time of year again where my home insurance is due & so I'm looking at comparisons.

Yes, I can see that I could probably get cheaper home insurance cover but it would probably be from a company I've never heard from.
In reality I'm not looking for the cheapest quote I can find rather I'm looking for a policy that is good value in that if I need to claim they are responsive, supportive and reasonable to deal with. A company that will pay out rather than try to wiggle out of their obligations.
I tend to try to use a company that is defacto 5 rated but not sure that's a good way to choose ?

How do you choose ? Any advice?

Comments

  • maman
    maman Posts: 29,897 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I use the comparison tools on here and then choose. I don't necessarily go for a cheapest but a company I've heard of. 

    If the renewal price on my current policy is only a small increase then I stick with them as IMO it's not worth the effort for a few pounds.

    I haven't needed to make a claim for years so can't help on that count. 
  • Archergirl
    Archergirl Posts: 1,858 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I claimed from Sheilas Wheels once, don't know how they compare price was but it was trouble free.
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