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prefect credit report but still rejected
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all bills are paid via DD (no misses or late payment)0
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If your credit report has been updated, sometimes it can take a little while to filter through.
I did a case last month where the lady cleared a lot of debt, the credit report updated and it took about another 3 weeks before we could get the DIP to pass as they were still picking up the debt for a few weeks after. That was with nationwide.
We didnt have any other options due to other issues with the case.
Im sure you will be fine.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
With 180k combined salary why the need to borrow from a bank, why not simply save your income to finance it?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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