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October 2025 Grocery Challenge

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Comments

  • Afternoon everyone,

    I have another October spend to declare totalling £19.68. This was entirely last minute entertaining ingredients like avocado, hummus, olives, salad, ice cream, apple pie.

    My eldest did also manage to get me 4 of the Sainsbury chickens but said l didn't need to pay🥰

    I'm declaring... 

    New totals 

    Grocery Budget £336.98 / £400
    Bulk Fund £44.12/ £50
    Grocery Challenge £381.10/ £450


    Very happy with this surprise result, keep thinking I've forgotten something 🤣. See you all on the November thread. 

    MFW
    Opening Mortgage Balance 
    16/06/2024 - £99569.04 term remaining 80 months (Feb 2031) 

    Current Balance £27,300

    MFW 2025 #31 £35,700 / £28,000 OP

    MFIT - T7 £35,300 OP

    0%CC May 2027-  £2,550
    0% Loan £694.68
    Grocery Challenge 
    Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept £328.93 / Oct £381.10 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • K9sandFelines
    K9sandFelines Posts: 2,838 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 30 October at 1:29PM
    A few spends from the past week ...
    Toilet rolls £5.20
    Tesco shop £4.24
    Aldi £7.12
    Aldi £6.24
    Waitrose £8.90


    GC Jan £101.91/£150 Feb £70.96/150 Mar £100.43/150 Apr £108.45 app/150 May £149.70/150 Jun £155.15/150 Jul £134.25/£150 Aug £119.37/£150 Sep £170.48?/£150 Oct £133.12?/£180 (includes food, toiletries and cleaning from 13th to 12th of each month. Two person vegan household, with occasional visitors)
    Join me on the meal plan thread : https://forums.moneysavingexpert.com/discussion/6356309/could-we-start-a-meal-plan-thread-again-so-its-not-lost-in-the-gc/p1
    Forever learning the art of frugality
  • £501.27 / £400


    Sorry I haven’t been here guys, I’ve completely lost track of everything this month! 
    Over the budget already (mostly unpreparedness and going back to the shop for sweets and Redbull 🤦‍♀️🤦‍♀️🤦‍♀️🤦‍♀️)

    I’ll get back to it next month, I’m going to change to a cash budget only, it’ll be harder but hopefully will motivate me more to be better planned. 
    October GC 🧡🫶 £501.27/£400
    September GC 🥨🍕 - £475.63/£600
     
    PAD Oct 💰 - £38.12
    PAD Sept 💪 - £205.50
    PAD August  🤑 - £151.90 
    PAD July 💷 - £305.60

    NSD Oct 💳 - 2/10
    NSD Sept 🙏 - 8/10
    NSD August ✋ - 3/10 
    NSD July 🚫 - 12/10

    Debt Marstons - paid off (June 25)
    Debt Clearpay - paid off (July 25) 
    Debt Ovo - paid off (July 25)
    Debt Klarna- paid off (September 25) 
    Debt Capitol one- £479.83
    Debt Barclaycard - £1,190.51
    Debt Uksl  - £1,384.83

  • Nelliegrace
    Nelliegrace Posts: 1,163 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    DH went to into Asda when he went for petrol and he bought, cream £1.68, grapes £1.67, fresh figs £1.88, and plain scones £1.64.
    £6.87 spent.


    Total Spend, £153.96 out of £155. 

  • PipneyJane
    PipneyJane Posts: 4,774 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    edited 31 October at 8:07AM
    Well done, @carboot_karaoke !

    It’s payday and I have no further spends to declare.  I will be heading to L!dl and Sainsbugs this afternoon, but that’ll be after I withdraw November’s GC money from the bank.

    I’m declaring at £197.40/£211 with £13.60 to roll into November.


    - Pip

    PS:  @elsiepac thank you for all your hard work running this thread over the years.  It is/was much appreciated.
    "Be the type of woman that when you get out of bed in the morning, the devil says 'Oh crap. She's up.'

    It ain’t what you do, it’s the way that you do it - that’s what gets results!

    2025 Fashion on the Ration Challenge 66 coupons - 47.5 spent, 18.5 left

    4 - Thermal Socks from L!dl
    4 - 1 pair "combinations" (Merino wool thermal top & leggings)
    6 - Ukraine Forever Tartan Ruana wrap
    24 - yarn
    1.5 - sports bra
    2 - leather wallet
    4 - t-shirt
    2 - grey scarf
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