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Postgrad Banking

I've noticed that lots of banks offer great deals to undergraduates or those doing courses of more than 2 years (like 0% overdrafts). I'm going back to uni as a mature student to do a 1 year postgrad. Does anyone know if any bank would accept a 1 year course to apply for a student account?

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  • Emmia
    Emmia Posts: 6,885 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 16 September 2025 at 7:47AM
    Are you seeking to get student perks of some sort?

    Edit: HSBC appears to offer one, but only if you completed your undergraduate degree less than 3 years ago

    https://www.hsbc.co.uk/current-accounts/products/student/


  • Emmia said:
    Are you seeking to get student perks of some sort?

    Edit: HSBC appears to offer one, but only if you completed your undergraduate degree less than 3 years ago

    https://www.hsbc.co.uk/current-accounts/products/student/
    Most banks offer a "graduate" account but these are designed for recent graduates as they transition into normal life rather than those doing a post-grad qualification. Most require you to be a recent graduate and some also require that your undergraduate account was with them... with the likes of Barclays the undergrad account becomes a grad account automatically. 

    No one seems to be targeting the mature student going back to uni for a short post-grad qualification 
  • Emmia said:
    Are you seeking to get student perks of some sort?

    Edit: HSBC appears to offer one, but only if you completed your undergraduate degree less than 3 years ago

    https://www.hsbc.co.uk/current-accounts/products/student/
    Most banks offer a "graduate" account but these are designed for recent graduates as they transition into normal life rather than those doing a post-grad qualification. Most require you to be a recent graduate and some also require that your undergraduate account was with them... with the likes of Barclays the undergrad account becomes a grad account automatically. 

    No one seems to be targeting the mature student going back to uni for a short post-grad qualification 
    This doesn't appear true - UCAS applications are clearly the default but other routes are possible e.g. TSB 

    If you are studying full-time for a master's degree or PHD, you can qualify for, or extend, your student bank account.
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