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Pre Approved 0% Balance Transfer - PCP?

IAMIAM
Posts: 1,392 Forumite

in Credit cards
Is there any way I can transfer my PCP balance to a 0% Balance Transfer Card?
I've been pre approved for both MBNA and Virgin with 12k limits at 0% 34 months....
Would ideally like to do around 15k at 0% with 2.99 fee and pay over 34 months
I've been pre approved for both MBNA and Virgin with 12k limits at 0% 34 months....
Would ideally like to do around 15k at 0% with 2.99 fee and pay over 34 months
0
Comments
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Not directly no. You would need a money transfer card but they normally have less time at 0%.
Also pre-approved doesnt meant guaranteed acceptance.0 -
You could try gettng a money transfer card (at any rate, it doesn't matter) and use the money to pay off your loan
you then transfer the balance from the money transfer card onto your zero percent card
Just make sure the money transfer card does allow transfers0 -
IAMIAM said:Is there any way I can transfer my PCP balance to a 0% Balance Transfer Card?
I've been pre approved for both MBNA and Virgin with 12k limits at 0% 34 months....
Would ideally like to do around 15k at 0% with 2.99 fee and pay over 34 months
A Money Transfer puts the funds into your bank account and then you can do what you want with them.
The fees for a MT are fairly often a little higher than a BT but certainly with my cards with MBNA and VM they offer both BT and MT so just check if they are also offering a MT to you.0
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