Car finance - partner poor credit

WellKnownSid

northwalesd said:

That article says 'typically', so there's no hard and fast 'rule' and certainly nothing in law.

Accommodation finance is not available in the UK - so technically an application would need to be fraudulent - and fraud is against the law.

https://www.appliedleasing.co.uk/accommodation-finance

MyRealNameToo

motorguy said:

The borrower must be the registered owner and the main driver of the car.

For many lenders yes but not all. Flexibility is also greater between spouses/partners than between parents/children other random pairings of people. 

There is no registered owner, there is a registered keeper and under PCP/HP the finance company is the owner, registered or not, until the debt is repaid.