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Ombudsman not upheld my complaint

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Comments

  • masonic
    masonic Posts: 29,481 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 19 September 2025 at 7:43PM
    masonic said:
    Surely anyone who didn't think their money was safe in a bank account... wouldn't put their money in a bank account.
    I get you. In the same way as nobody who doesn't believe cars are 100% safe ever rides in a car.
    Nobody who believes the driver isn't going to be in control of the vehicle should enter it. It's the same with banks.
    Rest of diatribe snipped unread.
  • masonic said:
    masonic said:
    Surely anyone who didn't think their money was safe in a bank account... wouldn't put their money in a bank account.
    I get you. In the same way as nobody who doesn't believe cars are 100% safe ever rides in a car.
    Nobody who believes the driver isn't going to be in control of the vehicle should enter it. It's the same with banks.
    Rest of diatribe snipped unread.
    "Rest of diatribe Quote evidencing that almost half of people would like to be educated on the safety of online banking snipped unread."

    FTFY
  • masonic
    masonic Posts: 29,481 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 19 September 2025 at 7:46PM
    masonic said:
    masonic said:
    Surely anyone who didn't think their money was safe in a bank account... wouldn't put their money in a bank account.
    I get you. In the same way as nobody who doesn't believe cars are 100% safe ever rides in a car.
    Nobody who believes the driver isn't going to be in control of the vehicle should enter it. It's the same with banks.
    Rest of diatribe snipped unread.
    "Rest of diatribe Quote evidencing that almost half of people would like to be educated on the safety of online banking snipped unread."

    FTFY
    "Rest of diatribe Quote evidencing that almost half of people would like to be educated on the safety of online banking Voodoo poll asking an entirely different question snipped unread now read and dismissed"
    FTFY
  • masonic said:
    masonic said:
    masonic said:
    Surely anyone who didn't think their money was safe in a bank account... wouldn't put their money in a bank account.
    I get you. In the same way as nobody who doesn't believe cars are 100% safe ever rides in a car.
    Nobody who believes the driver isn't going to be in control of the vehicle should enter it. It's the same with banks.
    Rest of diatribe snipped unread.
    "Rest of diatribe Quote evidencing that almost half of people would like to be educated on the safety of online banking snipped unread."

    FTFY
    "Rest of diatribe Quote evidencing that almost half of people would like to be educated on the safety of online banking Voodoo poll asking an entirely different question snipped unread now read and dismissed"
    FTFY
    I stand corrected. It's obvious that data on people needing be educated about the safety of online banking has no connection whatsoever to people needing to be educated about the safety of online banking. What was I thinking.
  • Chief_of_Staffy
    Chief_of_Staffy Posts: 357 Forumite
    100 Posts Name Dropper
    edited 19 September 2025 at 8:25PM
    masonic said:
    masonic said:
    masonic said:
    masonic said:
    Surely anyone who didn't think their money was safe in a bank account... wouldn't put their money in a bank account.
    I get you. In the same way as nobody who doesn't believe cars are 100% safe ever rides in a car.
    Nobody who believes the driver isn't going to be in control of the vehicle should enter it. It's the same with banks.
    Rest of diatribe snipped unread.
    "Rest of diatribe Quote evidencing that almost half of people would like to be educated on the safety of online banking snipped unread."

    FTFY
    "Rest of diatribe Quote evidencing that almost half of people would like to be educated on the safety of online banking Voodoo poll asking an entirely different question snipped unread now read and dismissed"
    FTFY
    I stand corrected. It's obvious that data on people needing be educated about the safety of online banking has no connection whatsoever to people needing to be educated about the safety of online banking. What was I thinking.
    If someone were to cite a survey of 1,200 people (a fraction of them residing in the UK)...
    Nope. All of them reside in the UK

    " NetApps' survey reveals many UK consumers still feel held back from the convenience of online banking with almost half (48 per cent) saying..."

    masonic said:
    masonic said:
    masonic said:
    masonic said:
    Surely anyone who didn't think their money was safe in a bank account... wouldn't put their money in a bank account.
    I get you. In the same way as nobody who doesn't believe cars are 100% safe ever rides in a car.
    Nobody who believes the driver isn't going to be in control of the vehicle should enter it. It's the same with banks.
    Rest of diatribe snipped unread.
    "Rest of diatribe Quote evidencing that almost half of people would like to be educated on the safety of online banking snipped unread."

    FTFY
    "Rest of diatribe Quote evidencing that almost half of people would like to be educated on the safety of online banking Voodoo poll asking an entirely different question snipped unread now read and dismissed"
    FTFY
    I stand corrected. It's obvious that data on people needing be educated about the safety of online banking has no connection whatsoever to people needing to be educated about the safety of online banking. What was I thinking.
    If someone were to cite a survey of 1,200 people (a fraction of them residing in the UK) concerning personal data not money, involving services like chatbots or roboadvisers, claiming this is evidence that almost half of people would like to be educated on the safety of online banking, that cannot be described as anything other than highly deceptive. The very small survey shows 46% of those people surveyed would prefer to go into a branch rather than use a chatbot.
    No, it shows precisely what I said. 48% of people would like to be better educated about the safety of online banking. Showing that education is required. If you want to break it down as to what specifically concerns them, you can go to the details where it clearly says that whilst he biggest concern is data, 

    "80% of Brits [state] that they feel their money is safe at their bank"

    meaning that 20% do not. So that puts paid to your ridiculous claim that nobody who doesn't have 100% faith in the banks uses them.

    In fact, according to the survey of Brits (Brits, note, not foreigners as you falsely claim) one person in five who uses banks does not fully trust the bank with their money.
    masonic said:
    masonic said:
    masonic said:
    masonic said:
    Surely anyone who didn't think their money was safe in a bank account... wouldn't put their money in a bank account.
    I get you. In the same way as nobody who doesn't believe cars are 100% safe ever rides in a car.
    Nobody who believes the driver isn't going to be in control of the vehicle should enter it. It's the same with banks.
    Rest of diatribe snipped unread.
    "Rest of diatribe Quote evidencing that almost half of people would like to be educated on the safety of online banking snipped unread."

    FTFY
    "Rest of diatribe Quote evidencing that almost half of people would like to be educated on the safety of online banking Voodoo poll asking an entirely different question snipped unread now read and dismissed"
    FTFY
    I stand corrected. It's obvious that data on people needing be educated about the safety of online banking has no connection whatsoever to people needing to be educated about the safety of online banking. What was I thinking.

    If such behaviour was coupled with a tendency to misquote, misrepresent and distort others views, and generally act in bad faith, I'd suggest that the situation would speak for itself and need no further comment.
    You're certainly an expert in that area, I won't deny.
  • masonic
    masonic Posts: 29,481 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 19 September 2025 at 8:37PM

    What proportion of the 1,200 consumers across the UK, Germany, France, Spain, Switzerland, and the Netherlands reside in the UK? One sixth would seem a reasonable guess. Ergo, the 48% would number about 100.

    Further misrepresentation and IKYABWAI ignored.
  • masonic
    masonic Posts: 29,481 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 19 September 2025 at 8:44PM
    Yes, the UK component is a fraction of the 1,200, of which 48% would number about 100 if split evenly between the nations. But even the full 1,200 would be a woefully inadequate sample.
    If all of these people need to be told their bank will never ask them to move their money to a "safe" account, then the good news is this already happens, every time they set up a new payment from most banks.
  • masonic said:
    Yes, the UK component is a fraction of the 1,200, of which 48% would number about 100 if split evenly between the nations. But even the full 1,200 would be a woefully inadequate sample.
    "A woefully inadequate sample", but I dare say one that leads to a more accurate snapshot of public attitudes than a claim by a forum poster who asserts, without a shred of evidence, that nobody who does not believe banks are safe would ever put their money in a bank.
    masonic said:

    If all of these people need to be told their bank will never ask them to move their money to a "safe" account, then the good news is this already happens, every time they set up a new payment from most banks.
    It doesn't.

    I'll leave you all to your fairyland of horoscopes and oblate spheres because I have better things to fill my time, even if that be just sitting in the dark.
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